Response: You can get auto insurance with just a learner’s permit. You should always remember that it is safer to drive an auto at any time with insurance than without insurance.

Most standard insurance companies do not even charge for this addition until you have your regular license in that situation. You can add your name under your parent’s insurance policy. No additional coverage’s are required in California. In fact, I’ve heard of parents insisting their insurance add their son/daughter to the policy! What most parents fail to recognize is that insurance covers CARS, not people! In the event of a collision, the insurance on the car will pay for damages to your car and, if at fault, coverage to other cars involved. NO ADDITIONAL insurance is necessary during the learning process.
Once licensed, all drivers must be on the policy.

If you are under age 18, you cannot buy insurance on your own because it is a contract. No one under that age can, because it would not be legally binding.