Which parent pays teen auto insurance in case of a divorce?
Nikki Yanofsky : My parents are getting divorced and I would be staying with my mother. Who should be paying my teen auto insurance premium? How can I get cheap car insurance rates or a cheap teen auto insurance quote?
Response : Well, basically this question becomes more a legal question and so this is just my thinking and in no way any legal advice.
This is a decision which has to be deceided by the parent. As insurers we have seen auto insurance policies for teen drivers end in confusion for people getting a non-contested divorce. The most confusing situation arises when both parents have joint custody of the teenage driver. Divorce car insurance can be confusing when teenagers are involved.
If the divorce is contested than the issue of who pays for the teenagers auto insurance would be dedcided by the courts and this would resolve their issues. The court might include who will be responsible for paying the teen driver’s premiums. In most cases, insurance divorce law decides that the responsibility will go to the person who has custody of the child.
In equal joint custody situations, the parents should speak to their insurancecompany to decide what will be the best way to insure the teenage driver given all the aspects of the situation.
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Personally, it might be best for the teen to accept responsibility and this way you are making sure that you would get cheap car insurance. If you are responsible, you would drive more carefully and avoid speeding or auto accidents. One sure way of getting cheap car insurance quotes or a cheap teen auto insruance quote is to establish a good driving record. An excellent driving history would reduce the rates for teen auto insurance and give you cheap teen auto insurance.
Another way is to increase the deductible, get auto insurance discounts and to shop for cheap car insurance quotes. You can definetly get cheap car insurance quotes at teen auto ins quote blog.
Enjoy your instant cheap car insurance quotes for free .
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