Cheap car insurance


Troy : I am using my mother’s car when I am delivering pizza’s. Is this fine or should I declare the same to the insurance company?
Response : If your mother’s car is insured under the Personal auto insurance coverage, than this would certainly be have to declared to the insurance company so that they can make a change in the coverage. The change in coverage from personal use to business use will certainly increase the premium on your car insurance.
On the other hand, if you do not declare this and meet with a car accident when you are delivering or at any other time, if the insurance company finds out – which is highly likely, than your mother’s insurance policy can be cancelled. The insurance company can deny the claim on grounds of a material misrepresentation and this can lead to very serious circumstances. I would advice you to declare this. Please shop around for cheap auto insurance and you will find good options online.


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