Teen auto insurance


Fabian : What should I do if an accident happens?

Response : Knowing what to do if you are involved in an accident can save lives and also make the claims process easier.
• Stop your car and find out if anyone is injured.
• Call the police or highway patrol. Tell them how many people were hurt and the types of injuries. The police will notify the nearest medical unit.
• Cover injured people with a blanket to keep them warm.
• Try to protect the accident scene. Take reasonable steps to protect your car from further damage, such as setting up flares, getting the car off the road and calling a tow truck.
• Request the investigating officer for steps to be taken to obtain a copy of the police report. You will probably need it when you submit your claim to your insurance company.
• Make notes. You will need information of the names and addresses of all drivers and passengers involved in the accident , license plate numbers, the details of the cars, drivers license number, insurance identifications, name and address of witness, police badge number and that of other emergency personnel.
• If you run into an unattended vehicle or object, try to find the owner. If you can’t, leave a note containing your name, address and phone number. Record the details of the accident.

If necessary, have the car towed to a repair shop. But remember, your insurance company probably will want to have an adjuster inspect it and appraise the damage before you order repair work done. Do not worry about the future- look into the present. Claims do increase your auto insurance but it can taken care of later.




Teen auto insurance

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