Travolta: Are mini-cars and low cost cars good for young drivers considering it from car insurance, repairs and safety?

Response : Let me make one thing very clear that the insurance companies have association with the highway safety, automobile association, repairs and other institutes who are related to their business. The insurance companies base their rates on actual data gathered from surrvey’s or actual facts and figures. The Insurance Institute for Highway Safety (IIHS) tested the bumpers on the seven micro- or mini-cars.

While consumers look to these smaller models for cost and fuel savings, the repair costs of fender benders in these kinds of cars could translate into big bucks, reports the IIHS.Five out of the seven models tested earned a ‘poor’ rating and one earned a ‘marginal.’
The worst performer is the Kia Rio, which sustained [US]$9,380 total damage in the four low-speed tests (two full-width and two corner impacts), an IIHS release says.
This minicar racked up about [US]$3,700 damage, or 30% of its purchase price, in the full-front test alone.
The Toyota Yaris, Honda Fit, Hyundai Accent and Mini Cooper also earned poor ratings for bumper performance.
The Smart Fortwo is the best overall, the institute says, with [US]$3,281 total damage in four tests.
Costs are relatively low for this microcar because its pre-painted plastic body panels are dent-resistant, inexpensive and easy to replace, the IIHS suggests.
The above findings show that small cars are not safe and are really costly for repairs, which is known to the insurers. Secondly, insurers also know that young drivers and teenagers are prone to accidents and so the insurance rates would not be reduced for small cars after the insurer knows these facts.

However, I recommond that you try free quotes given here and you will be suprised with the cheap auto insurance quote. Check it out.


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