Important : Insurance, Technology and Theft. A must read message-pass it on.
Auto insurance, Home insurance, health insurance all insurances is what I have been dealing with for the past 25 years. Have seen a lot of changes in technology which has really made things more easier and efficent. However the moral hazzard part becomes more easier with technology and this affects all of us adversely -making insurance costly and also changing our financial positions over night because of one small mistake.
Below is a message I received and what happened to a dear friend of mine and so instead of the usual “boring stuff” on car insurance – here is something which affects us all.
Costly Mistakes People With GPS And Cell Phones
With all the new electronic technology – this experience gives all of us something to think about.
A couple of weeks ago a friend told me that someone she knew had their car broken-into while they were at a Football game.
Their car was parked on the green which was adjacent to the football stadium and specially allotted to football fans. Things stolen from the car included:
•a garage door Remote Control,
•some money and
•a GPS which had been prominently mounted on the dashboard.
When the victims got home, they found that their house had been ransacked and just about everything worth anything had been stolen.
The thieves had used the GPS to guide them to the house. They then used the Garage Remote Control to open the garage door and gain entry to the house.The thieves knew the owners were at the football game, they knew what time the game was scheduled to finish and so they knew how much time they had to clean out the house.
It would appear that they had brought a truck to empty the house of its contents.
Something to consider if you have a GPS -
•don’t put your home address in it. Put a nearby address (like a store or gas station) so you can still find your way home if you need to, but no one else would know where you live if your GPS were stolen.
I never thought of this…
This lady has now changed her habit of how she lists her names on her mobile phone after her handbag was stolen.
Her handbag, which contained her cell phone, credit card, wallet… Etc…was stolen.20 minutes later when she called her husband from a Pay Phone telling him what had happened, he said ‘I received your text asking about our Pin Number and I’ve replied a little while ago.’
When they rushed down to the Bank, their money was already withdrawn. The thief had actually used the stolen cell phone to text ‘Hubby’ in the Contact List and got hold of the Pin Number.. Within 20 minutes he had withdrawn considerable amount of money from their Bank Account.
Moral of the lesson:
•Do not disclose the relationship between you and the people in your Contact List.
Avoid using names like Home, Honey, Hubby, Sweetheart, Dad, Mom, etc….
•And very importantly, when sensitive info is being asked through texts, CONFIRM by calling back.
Also, when you’re being text by friends or family to meet them somewhere, be sure to call them back to Confirm that the Message
came from them. If you don’t reach them, be very careful about going places to meet ‘family and friends’ who text you.
* I never thought about the above!
As of now, I no longer have ‘Home’ listed on my cell phone.
This helps you in not having your life-time savings wiped off but also helps you in keeping the insurance rates low both chepaer home insurance and cheaper auto insurance, since ultimatley we all pay the cost.
Get your cheap auto insurance quote today.
Please pass this blog post one through twitter – facebook- email- video .. it is important that we all ar aware of this. Just do it now.
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Tagged with: Car Insurance • Changes In Technology • Costly Mistakes • Dear Friend • Financial Positions • Football Fans • Football Game • Football Stadium • Gain Entry • Garage Door Remote Control • Gas Station • Health Insurance • Health Insurances • Home Address • Home Insurance • Insurance Health • Insurance Home • Insurance Technology • Moral Hazzard • New Electronic Technology
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