Lindsay Lohan in car accident – do you have the right teen car insurance coverage?
Lindsay Lohan in car accident – do you have the right teen car insurance coverage?
Lindsay Lohan was involved in a collision which “Totaled her car”. She was hospitalized and emerged uninjured from a collision with a dump truck on a coastal highway near Los Angeles on Friday, returning to the set of her new movie hours after the accident left her sports car crumpled.
Santa Monica Police Sgt. Richard Lewis said that Lindsay was not under the influence of drinks at the time of accident. This was an accident caused when Lidsy’s Posche rear ended a 18 wheel vehicle, investigation is on going for the accident. The truck’s driver was uninjured and that driver also showed no signs of driving under the influence as per Lewis..
Police are seeking witnesses to the crash, writing in a news release that detectives were trying to determine who was driving. Lohan was traveling with a male assistant to the set of her new film; the assistant was also uninjured.
Teen car insurance policy
Do you have a teen car insurance policy? If not you should for one it is illegal to drive without insurance and secondly, you could end up in jail besides would have such a high liability that financially this might ruin you and your family.
Lets examine the teen car insurance coverage keeping in prespective the accident Lindsay had. Anyone could land an accident like this:
Car is totaled: The claim for damage to the car in an accident – which is a collision in this case, would be paid to you, if you have the collision coverage on your teen car insurance policy, If you do not have teen car insurance coverage of a collision, you could recover in case of collision to your car only if the other party was a fault -100%. Normally a rear end accident would be considered a fault of the driver who rear ended by the rule of thumb since each driver is supposed to keep a minimum distance of 2-3 cars. However, each accident would be judged based on all the information gathered on this and the witness to the accident.
Lindsay was hospitalized. You would be paid for the hospitalization benefits or medical benefits for an accident for a car accident, if you have PIP coverage on your car insurance policy. PIP means personal injury protection coverage. The other party would be paying for your hospitalization benefits, if he or she was clearly at fault.
Car insurance coverage or teen auto insurance coverage would be very easy for your to understand now since I have demonstrated this with an example of Lindsy Lohan.
Summary : Ensure that your teen car insurance policy has the right coverage. If you have an expensive vehicle you would need to have comprehensive and collision coverage both. Its best to have medical coverage of PIP if you are driving a vehicle and do not already have any medical coverage. The PIP coverage is cheaper than medical insurance coverage, but would protect you only in case of a car accident medical emergency.
Teen auto insurance quotes
Tagged with: Car Accident • Car Insurance Coverage • Car Insurance Policy • Coastal Highway • Collision Coverage • Detectives • Driving Under The Influence • Dump Truck • H1 • H2 • Lindsay Lohan • Minimum Distance • New Film • News Release • Police Sgt • Posche • Rear End • Rule Of Thumb • S Driver • Santa Monica Police • Sports Car • Vehicle Investigation
Filed under: State vehicle/auto insurance
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