Low car insurance, cheap teen auto insurance gifted by New Technology?
Auto insurance companies and auto accidents
Auto insurer are constantly gathering information and data to analysis for car accidents, the causes and type of accidents, the cars involved, drivers, road condition, weather condition and other parameters. The causes of accidents are mainly:
- Forward collision accidents
- Head light glare
- Lane departure
- Night vision
- Side impact
- Blind spot
Yes, all of these and more are the reason why there are car accidents, car claims and the reason for your car insurance shooting up through the roof. You are obviously looking for lower car insurance and are tired of paying high auto insurance. Now there is hope with the new technology.
New technology will help in reducing car accidents and getting low auto insurance rates.
This information is based on the report of Highway Loss Data Institute .
Automakers are deploying new technology on all sides of vehicles and in every direction to avoid crashes or lessen their severity. The crash avoidance features highlighted in this Status Report – forward collision avoidance, adaptive headlights and lane departure warning – are some of the most common of these high-tech detection, warning and intervention devices on the market so far.
Other features that the Highway Loss Data Institute (HLDI) is gathering data on include blind spot detection, park assist and backup cameras. All these systems are beginning to make their way into mainstream vehicles, beyond the luxury models where they started out. For instance, one of the top selling vehicles, the Toyota Camry, includes optional blind spot detection for 2012. The current Ford Taurus has optional forward collision warning and blind spot detection. Chevrolet, Dodge and Chrysler also are among the brands offering advanced technology.
But the list of high-tech features on the market or soon to be available is much longer. Other examples include cross traffic alert, which warns a driver if traffic is about to enter the vehicle’s path from the side; curve speed warning, which uses GPS and speed information to find out if the vehicle is about to take a curve too fast; and fatigue warning, which tracks steering along with other driver behaviors to find out if the driver is inattentive or in danger of dropping off to sleep. Night vision assist uses infrared display before they are visible through the windshield.
Side impact detection, which is not yet on the market, is meant to detect an imminent side collision. The advance warning allows for the deployment of larger airbags, which take more time to inflate but can better protect occupants.
Similarly, rear collision detection provides the vehicle a chance to adjust seats and head restraints and take other measures to organize for a crash. Some relatively common features are now being further enhanced.
For instance, a few forward collision warning systems can recognize a pedestrian and anticipate whether the person will cross the vehicle’s path. These pedestrian detection systems could be expanded in the future to recognize animals or bicyclists.
Many park assist systems provide guidance to assist the actual driver fit into an area, but some vehicles are actually self-parking and can maneuver right into a spot automatically, though the driver still controls the throttle.
Lane departure prevention goes a step further than lane departure warning by gently guiding the vehicle back into its lane position if it begins to stray. Once these other features have been around long enough in enough vehicles, HLDI may be able to examine their effect on claims, too. However, it’s becoming more difficult to tease out the effects of individual features because they are increasingly bundled together. This makes it particularly important to develop tests that can evaluate the performance of each feature.
The Insurance Institute for Highway Safety recently launched such work at its Vehicle Research Center. Using stationary and moving targets, as well as a pedestrian rig that “walks” across a vehicle’s path, scientific study has begun to evaluate how some crash avoidance features perform. In the future, such experiments will provide valuable information for consumers. They also could help automakers as they choose which of these many technologies to pursue further
Technology would lower car insurance rates
Insurance rates are based mainly on the claims experience and with the new technology if the number of car accidents would reduce.
This would mean that you would get cheaper car insurance. Of course individual insurance company philosophy of rating car insurance would differ. To beat this and get the low car insurance, inexpensive car insurance or cheap auto insurance for teens or for other drivers, you need to compare car insurance.
Get your cheap car insurance quote, now.
Teen auto insurance
Tagged with: Auto Accidents • Auto Insurance Companies • Auto Insurance Rates • Auto Insurer • Blind Spot • Car Accidents • Car Claims • Causes Of Accidents • Chevrolet Dodge • Collision Avoidance • Crash Avoidance • Ford Taurus • Highway Loss Data Institute • Hldi • Lane Departure Warning • Low Auto Insurance Rates • Luxury Models • Road Condition • Toyota Camry • Weather Condition
Filed under: Cheap Car Insurance for teenagers
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