Teen auto insurance


Janet Jackson: What is the Safe Teen and Novice driver Porteciton Act 2009. How does this help auto insurance and getting cheap teen auto insurance quote?

Novice driver cheap car insurance and safety

Response: Janet, this act certainly will help the auto insurance companies to curtail their losses since the auto accidents wiil be preventer. Yes, the novice driver and teens will certainly get cheap auto insurance by virtue of this since this will curtail the night time driving when most accidents occur. The training will help the novice driver in becoming mature and good drivers and over all the accidents would be reduced.

The Safe Teen and Novice Driver Uniform Protection Act of 2009 (STANDUP Act) was introduced in April 2009 by Reps. Tim Bishop (D-NY), Michael Castle (R-DE), and Chris Van Hollen, Jr. (D-MD). This legislation would establish minimum federal requirements for state GDL laws and encourage all states to adopt GDL laws that meet those minimum requirements within 3 years.

For 3 years following enactment of the STANDUP Act, states with the minimum GDL requirements would receive grants to help them with GDL education and enforcement.

For states that don’t comply with the STANDUP Act minimum requirements within three years, the Secretary of Transportation would withhold a percentange of certain federal highway construction program funds. Funds that are withheld would be returned to states that comply within 3 fiscal years following the fiscal year for which funds were withheld. Withheld funds that are not recovered by a state within the 3-year period would be forteited and returned to the U.S. Treasury.

Here is an overview of the STANDUP Act:
States must meet the following requirements under the STANDUP Act:

  • Three stages of licensing – learner’s permit, intermediate stage, and full licensure – should be used
  • Age 16 should be the earliest age for entry into the learner’s permit process
  • Nighttime driving while unsupervised should be restricted during the learner’s permit and intermediate stages, until full licensure at age 18
  • Driving while using communication devices (cell phone calls, texting) should be prohibited at least until full licensure at age 18
  • Unrestricted, full licensure should occur no earlier than age 18
  • Passengers should be restricted – no more than one non-familial passenger under age 21 unless a licensed driver over age 21 is in the vehicle – until full licensure at age 18

    • Thanks.

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