Response: Erica, I agree to your thinking about finding out the biggest risk for students and trying to prevent this to save on auto insurance. You have caught on how the insurers think. You will be surprised to know the statistics prove that, the biggest risk facing young drivers today is not drugs, alcohol, school violence or suicide. Instead, teen drivers are more willing to take risks that wiser, more experienced drivers would avoid—leading to motor vehicle crashes that injure and kill thousands of kids each year.(Source :Trafficsafety.org)

As parents concerned about their children and their safety, you do everything possible to protect your kids and teach them good driving habits. Experts say parental coaching is one of the most effective ways to counter immaturity, and train and protect teenage drivers when they hit the road.

In fact, with the right influence, wisdom and knowledge under his belt, your young driver can get all the tools he needs to avoid becoming a statistic—and influence his friends to become safe drivers as well.

You will be surprised to know that 84 percent of fatal crashes involving 16- to 17-year-olds are due to a combination of inexperience, distraction, speed, fatigue, driving at night and failing to buckle up. Only 16 percent is due to drunk driving.

Teach your child how to drive and you will save your teen auto insurance quote.

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