Dr Joe Vitale : My son is going to college and needs to get temporary car insurance, can you explain if this is possible and what is the advantage?
Response : Temporary car insruance for college student of teens would not be the answer to your needs. Check out why?
</h1> Temporary car insurance </h1>
Temporary car insurance is for very short period of time for 1- 28 days only. Temporary car insurance is also called short term car insurance. Basically, this is a car insurance policy you would need when you are travelling to another country or to a state, where you might need higher car insurance coverage than what is required in your state, if you want to be safe.
The other reason you might get temporary car insurance is when you do not noramlly have car insurance and decide to go for a holiday and drive a car for a temporary time.
Short term or temporary auto insurance is easy to get since most of the car insurance companies would provide you with this coverage.
You need to remember that the short term charges or rates for car insruance are high for a month, when compared to 12 months, since you would be charged for the paper work and also the administration cost, even for a month, which is higher.
<h2> You need “Pay as you go” car insurance</h2>
The best option avaliable now in 2013 and this started in 2012, is to get “Pay as you go” car insurance. This is car insurance which is rated on the basis of how many miles you drive, your driving history and driving habits. Joe, this would be a blessing for you, where you can get car insurance at a cheaper rate and also at the same time be able to guide and monitor your son’s driving record.
“Pay as you go” is now offered by most car insurance companies like Progressive, State Farm Insurance and many other car insurance companies. You can get your car insurance quote also here. Check out this video for further information and insight on temporary car insurance.
Cheap car insurance