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Stay safe, get cheap car insurance and avoid paying the $750 crash tax.
Jorge Posada : My teen friend got involved in a highway accident and had to pay $750/ ? Why?
Response : Yes, Jorge, as per the report given below the regulations are changing. Everyone wnats you to pay, if you are not a safe driver. Get your cheap car insurance quote here or compare teen auto insurance quotes if you have not. You need to save money and that is the key in this economy- to save money, make money and let your money earn for itself.
Report on why you need to pay $750 crash tax.
Driving a vehicle is definitely an American life-style. With more than 4 million miles of roadway,
People in America are given a substantial amount of mobility. This is information from Safe roads.org a study conducted in 2010 for Highway Safety and cost of highway safety and accideents- Advocates of highway safety. This elevated access provided by our nation’s highway system possesses an enormous cost – 5.5 million crashes yearly resulting
• In almost 34,000 deaths normally and a pair of two million injuries, at a price to society in excess of
• $230 billion. Every single day over 90 individuals are wiped out on America’s roads and freeways, while more.
• 6,000 are hurt. Regrettably, a lot of condition legislatures aren’t taking positive steps to change these amounts by enacting effective and proven highway safety laws and regulations.
Key Details Relating to this Leading Public Health Epidemic:
• 33,808 individuals were wiped out in automobile crashes in ’09. Automobile crashes remain the leading reason for dying for People in America between your age range of 4 and 34.
• A lot more than 2.two million individuals were hurt in automobile crashes in ’09.
• In ’09, over fifty percent (53%) of passenger vehicle residents wiped out were unrestrained.
• 11% of motorists involved with fatal crashes in ’09 were teen motorists age range 15-20, leading to 5,623 deaths.
• An overall total of four,462 bikers died in ’09, 16 percent less compared to 2008. It was the very first decline in motorcycle crash deaths in on the decade. This dying toll makes up about 13 percent of all deaths. Only 20 states and also the District of Columbia (Electricity) have-driver helmet laws and regulations and, included in this, 9 attempted repeal this year.
• 1,314 children age range 14 and more youthful were wiped out in automobile crashes in ’09.
• 329 children age range four through seven were wiped out in automobile crashes in ’09.
• One more 362 new laws and regulations have to be adopted in most states and Electricity to completely meet Advocates’
safety laws and regulations recommendations.
• The greater than 5 million police-reported automobile crashes in ’09 cost our nation more than $230 billion in property and productivity deficits, medical and emergency bills along with other related costs. This accumulates to some “crash tax” well over $750 for each American, each year.
Texting : 42 billion.
Seat blets : According to the Pacific Institute for Research & Evaluation, deaths and injuries that result from non-use of seat belts cost society an estimated $60 billion annually in medical care, lost productivity and other injury related costs. Unbelted crash victims have medical bills that are 50 percent higher than belted victims — society bears 74 percent of the cost through increased insurance premiums, taxes, and health care costs.
Motor cycle helmets : 12 billion.
This is a very high price to pay though as per the recent study the teen car insurance and other accidents are getting lowered. We need to pay closer attention to the laws and obey them. You are the one paying for disobeying them and also the one paying when someone else is disobeying them.
As per the information derived from National Highway Traffic Safety Administration the transportation and safety board who is constantly trying to make the roads a safer place for all especially teens or young dirvers by researching and bringing about safety laws like : Textng, Seat belts enforcement, GDL, Drinking and driving being the main.
Texting is banned in 35 States of USA. DC and Guam ban text messaging for all drivers. Some states such as Maine, NH and Utah treat cell phone use and texting as part of a large distracted driving issue. In Utah, cell phone use is considered an offense only if there is another moving violation with this. As per NHTSA the distracted driving and texting deaths are 3,092 in 2010.
Do the laws matter? Would they help?
It cost us to implement these laws but if we see the cost it can save us it would be a real eye opener. Lets see the facts- since young people believe in seeing the facts and want proves, here are the figures for them:
Seat belts :
Lives Saved -
Seat belts saved the lives of an estimated 12,713 people over the age of four in 2009. An additional 3,688 lives could have been saved if all passenger vehicle occupants over age 4 had worn seat belts.
Motor cycle helmet laws
Helmet Laws Save Lives -
According to the Brain Injury Association of America, head injury is a leading cause of death in motorcycle crashes. Motorcycle helmets are 37 percent effective in preventing motorcyclist deaths and 67 percent effective in preventing brain injuries. Motorcycle helmets saved the lives of
1,483 people in 2009. An additional 732 lives could have been saved if every motorcyclist had worn a helmet.
GDL : Graduated Driving law has really come a long way and also helped in preventing the fatalities – let us see some key facts :
In states that have adopted GDL systems, studies have found overall crash reductions among teen drivers of about 10-30 percent. (IIHS, 2010)
• Programs that included a mandatory waiting period, 30 hours of supervised driving, and passenger and nighttime restrictions were associated with reductions of 16-21 percent in fatal-crash involvement rates of 16-year-old drivers. (NHTSA, 2006)
• States with nighttime driving restrictions show crash reductions of up to 60 percent during restricted hours. (NHTSA, 2006)
• Fatal crash rates are 21 percent lower for 15-to-17 year old drivers when prohibited from having any teenage passengers in their vehicles, compared when two or more passengers were allowed. (IIHS, 2010)
• An analysis of fatal crash rates for drivers aged 15-to-17 in states with different minimum learner’s permit and intermediate license ages found that as the age of obtaining a learner’s permit decrease, fatal crash rates increase. The earlier young people are allowed to learn to drive,
and the younger age at which they become licensed, are both factors associated with higher fatal crash rates. (IIHS, 2010)
If we are to stop paying this $750 carash tax as per the report of saferoads.org below are the actions required:
• 19 states still need an optimal primary enforcement seat belt law;
• 30 states still need an optimal all-rider motorcycle helmet law;
• 23 states still need an optimal booster seat law;
• No state meets all the criteria of Advocates’ recommended GDL program;
• 45 states and DC are missing one or more critical impaired driving laws; and,
• 24 states still need an all-driver text messaging restriction.
Are you with us, on this. Youth today especially teens realize, reconginize and implement green earth – making the world a better place to live since they are facing all the conseqneces of all that happened and am sure they would quicly understand why they need to implement the laws and help save huge amounts.
Yes, the attraction of getting cheap teen car insurance is always there and very much within your reach. Get your cheap teen car insurance quote now.
Young driver car insurance