Tuesday, June 23rd, 2009 at
Teen auto insurance
Brandon : I am a teenaged boy and I am very anxious for my son and the increase in car insurance premiums since the teenager’s premium is high. What should I do to get cheap car insurance rate?
Teen auto insurance quote
Response : Your apprehension and worry for a young driver are not unfounded on the grounds of injury and high premiums. Facts prove that both this are true – teens are prone to accidents and also the parents’ insurance policy can raise car insurance rates 50 to 100 percent with inclusion of a teenaged driver.
The fact that you have realized this and are willing to go the extra mile will help you minimize the financial impact, keeping the teen auto insurance quotes low and also be safe. Here are a few clues:
- Tying safety belt – to ensure protection.
- Keeping the number of auto passengers to minimum. Multiple passengers increase the risk for accidents by three to five times and liability is high in case of accidents.
- Speeding should be avoided at all cost. Speeding is the one of the main cause for teen accidents.
- Avoid driving when drunk, under influence of drugs or intoxicated.
- Talking on phone or sending messages when one is driving needs to be stopped.
- If you know that your friend is a reckless driver avoiding rides with him and speaking up would help reduce the risk.
If teenagers can weigh risk, are mature and good at judgments they can prevent accidents and save on premiums. Follow the rules, drive with care and keep your insurance premium low.
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Teen auto insurance
Sunday, June 21st, 2009 at
Teen auto insurance
Devashree : I am a teenager and I do not understand why the insurance companies are charging such a high premium to my group?
Teen auto insurance quotes :
Teen autoins: Devashree, I can understand that any teenager would think that the insurance companies are not fair to the teenagers. The teenager car insurance quotes are higher by almost 100% to 50% than adults. The insurance companies base their auto insurance rates according to their claim experience. You will be interested and surprised to know the following facts of USA teenager auto insurance which has been indicated by Statistics :
Teenage Driver Facts:
Deaths. Each Year over 5,000 teenagers between the age group of 16 to 20 are fatally injured in auto accidents . About 400,000 drivers age 16 to 20 will be seriously injured.
Stats. Teenagers are about 10 percent of the US Population but account for 12 percent all Fatal Car Crashes.
This indicates that the risk of being involved in a car accident the highest for this group than it is for any other age group. For each mile driven, teen drivers ages 16 to 19 are about four times more likely than other drivers to crash. (Source: Car-accidents.com)
Young drivers need to be more careful in driving, if they want to bring down the auto insurance rates.
Yes, but you can beat the teen auto insurance rates and get cheap car insurance rates by just comparing auto insurance quote online. Do this – see the result for yourself.
God bless.
Teenautoins.
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Teen auto insurance
Thursday, June 18th, 2009 at
Teen auto insurance
Reader : My teenager son just got his license, but I do not allow him to drive my car. Does he need to be insured?
Response : If your son is licensed than your son should be included on your car insurance policy. This is so because most insurance companies would want to know how many persons are licensed and all those need to be included in the policy, if they do not have a separate policy. Even if your son is not residing with you and is at college or university and comes on weekend or holidays and the address given is your home address you will have to add him to your car insurance policy. The cost of insurance with addition with the teenager generally increases and so it is necessary to compare your quotes. If your car is very expensive the alternate would be to buy an old car for your son to save on car insurance premium.
The best way to get teen auto insurance and save too is by auto insurance comparison online. You will emerge a winner.
All the best.
teenautoins.
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Teen auto insurance
Wednesday, June 17th, 2009 at
Teen auto insurance
This is Stephen from New Jersy :I’m going to be 16, getting a car, it’s a 03 Mitsubishi eclipse. If I got an older Mitsubishi eclipse would it be more expensive to insure? How can I get the best car insurance rates for a young driver auto insurance?
Hello Stephen,
Congrats on being able to get behind the wheel.
Your insurance premium would be based on the type of coverage that you are looking for. If you are looking for a comprehensive coverage or collison coverage, which are coverages that covers damage to your own car/auto/vehicle and also accident benefits or third party coverage (accident benefits and TP coverage) the premium would be high. If you go only for the Liability portion – Accident benefits and third party coverage as required for your state, than the premium would be lower. However, no damages to your auto would be covered. For getting the best car insurance rates it is important to know what you really want to cover and to what limits. The meaning of best car insurance rates would be that you get the maximum coverage at the minimum rate, and this is possible with shoping online.
If the car is a new model than the value of the car is higher and hence the premium will be higher. Mitsubishis are popular with car theives and so this would also be considered by insurers.
If you are looking for a new car, check the car insurance premiums before you decide to buy. I would advice you to shop around for teenager auto insurance quotes to get cheap and low insurance rates. You can definetly save by comparing teenagers car insurance quotes or teen car ins quotes as you’ll popularly call them.
Have nice day.
Kamlesh (teenautoinsquote.com)
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