Is October a dangerous month for teen safety and teen auto insurance quotes?
Teen auto insurance and teen safety
AnikSingnal :
Is October a dangerous month for teen safety and teen auto insurance quotes?
Teen auto insurance quotes and teen safey, it really matters
It is no secret that auto accidents or car insurance claims are directly related to teen safety andteen auto insurance rates. The higher the number of accidents, the higher the cost to the insurance company and the higher would be the cost of teen auto insurance. Auto insurance companies are continuously conducted surveys and examining the data to find out more details on the crashes, so that they can have the correct auto insurance rates assigned to the exposure. The recent data from State Farm claims that October remains the most dangerous month of the year for teen safety and teen accidents are higher in this month. According to claims data spanning the last seven years, the highest number of injury or collision claims filed by 16- and 17-year-old drivers continues to hit a high point in October, spiking by about 15 percent when compared to other months of the year. State- Farm has been evaluating this data continuously each year from 2003 onwards
Why is October a dangerous month for high rise in accidents and surge in teen auto insurance rates?
The high rise in the teen auto accidents and increase in teen auto insurance rates is mainly because the teen drivers 16-17 years old have just started school and the weather conditions do also change in October. However, the fact has been revealed in the survey that the real cause of higher teen auto accidents are that the teens are in conflict. The teens are lacking the awareness and skills of driving and are really nervous. The teens are upset and scared to get involved in an accident and this was revealed by 70% of the teens participating in the survey. Besides this more than 50% agreed to distracted driving.
There is no specific clue on which you can arrive at a conclusion as to why October is the month when the teen auto accidents are higher and teen safety becomes an issue. However, some the reasons for this is because September when school starts the students and teens are precautious in the initial stage, however when October starts it is possible that they are not as attentive on the road as desired. Secondly, they indulge in distracted driving since to them their friends and responding to their friend is very important, hence they do not realize the dangerous of distracted driving.
How can you help reduce teen auto accidents and get cheap teen auto insurance?
As parents you need to guide teens and explain to them the dangerous of distracted driving. It is best to talk to your teens as often as possible about driving safety and tips. Demonstrate to them the driving safety when you are driving your vehicle and they are with you.
It would be a good idea to make them responsible for their own auto insurance payment. This way they would be more responsible when they realize that a single accident can shoot up their teen auto insurance premium through the roof. They would start taking all measures to remain accident free. You would be surprised that they would start taking a keen interest in safety driving lessons, or any online information that they can find. This would help them to get a good driving history which is a pass for cheap teen auto insurance quotes.
Get your teen auto insurance quote now, since comparing teen auto insurance quotes is the second most beneficial way to get cheap teen auto insurance quotes.
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