Startling research: Speeding and violation! Why high teen insurance rates than?
Teen car insurance - speeding and violations
How do insurers track speeding, violation and car models? Why do they base auto insurance rates on this?
Insurers base their auto insurance rates based on data which they gather. Friends, insurance is pure maths based on the law of large numbers and and base their rates on this. Speeding and violation is an important factor in deciding the teen auto insurance ratings. The more the violations and auto accidents the higher is the teen auto insurance ratings. Speeding and violation prevent you from getting cheap teen auto insurances.
Here is a very interesting research and case results.
Violation-prone vehicles
Make Model Body style Violations per 100,000 miles driven, expressed as a percentage of average Average age of cited driver % cited drivers who are male
1) Mercedes-Benz SL-class Convertible 404% 53 41%
2) Toyota Camry Solara Coupe 349% 50 39%
3) Scion tC Coupe 343% 30 39%
4) Hummer H2/H3 SUV 292% 46 73%
5) Scion xB Hatchback 270% 37 40%
6) Mercedes-Benz CLS-63 AMG Sedan 264% 46 58%
7) Acura Integra Coupe 185% 33 60%
Pontiac Grand Prix Sedan 182% 40 41%
9) Mercedes-Benz CLK-63 AMG Sedan 179% 47 44%
10) Volkswagen GTI Hatchback 178% 40 44%
Analysis of the speeding and model information and relevance to teen insurance quotes
Suprised as much as you are on this data- it clearly indicates that women are also high speeders and invloved in violations. Secondly, the adult drivers are also involved in speeding and violations. Mercedes Benz tops the list for violation and speeding. This is the reason why most people who have traffic violations and are constanly searching for cheap car insurance.
Why high teen insurance rates than, if adults are also speeding and involved in violations?
Why are high teen insurance quotes than if adults are also speeding and invloved in violations. The difference here is that teens and young drivers have not been researched as per the average age. Secondly, adults are involved in speeding and violations, but this is not as much of a concern for general insurance companies, since the frequency and severity of young drivers and teens are higher. This is what is directly affecting the cost of general insurance companies.
Do not be disappointed. You can still get cheap car insurance or teen insurance rates, if you follow the stratgies given here- and of course compare teen auto insurance.
Thanks.
Kamlesh
Teen auto insurance