Resolve the issue of getting cheap teen auto insurance, now.
Teen car insurance- drunk driving
What is an issue for young drivers, which prevents them from getting cheap teen auto insurance?
Young drivers and teens are complaining about high teen auto insurance quotes or the teen car insurance rates. However, added to all the other issues is the issue of drinking and driving? Not only is drinking a prevalent problem among youth, but many of those who drink also drive after drinking.
A projected increase in the population of American youth may result in an increase in underage drinking and impaired driving. The U.S. Census Bureau estimates that in the year 2000, the population of 15- to 20-year-olds will be 23.9 million, an increase of almost 2 million from 1996. The youth population is expected to increase by almost 14 percent by the year 2005 NHTSA
Fifteen percent of students in grades 9–12 (ages 15–18) surveyed in 1995 reported driving after drinking during the month before being surveyed, and more than one-third reported riding with a driver who had been drinking (Centers for Disease Control and Prevention 1996).
Why are young drivers at a greater risk of getting involved in fatal car accidents which is responsible for high teen auto insurance quotes?
The main reasons for young drivers getting invloved in auto accidents are :
1) Young drivers or teens or college students lack in experience in driving.
2) They are less experienced drivers and cannot cope with situations which require quick judgment and decision making.
3) The lack of judgment and reaction becomes more pronounced when the young drivers are drunk.
4) Young drivers are not responsible and hence they would indulge in drunk driving more than adults.
5) When young drivers do drink and drive, they are more vulnerable than adults to the effects of alcohol on driving ability. Did you know that with each 0.02 increase in BAC your risk of being involved in a fatal crash is nearly doubled.
6) For drivers ages 16–20, the risk of a fatal crash increases even more with each 0.02 percent rise in BAC (Mayhew et al. 1986; Zador 1991; NIAAA 1996a). The estimated crash risk for male drivers ages 16–20 is at least three times higher than the risk for male drivers age 25 and older at all BAC levels (Zador 1991). As per the latest survey from Allstate young girls are also catching up on this trend.
How to resolve the issue of getting cheap teen auto insurance or cheap car insurance for young drivers
We have already discussed the steps to get cheap teen auto insurance in a number of our blog post. Today we will specifically discuss this in relation to getting cheap teen auto insurance for teenage or young drivers who are prone to drunk driving.
First, compare teen car insurance quotes or teen auto insurance quotes. You do not have to pay to compare teen car insurance and it takes only minutes.
Get an ignition steering lock installed on the wheel so that the young driver does not indulge in drunk driving.
Nissan has a breath testing machine installed in certain cars, which will lock the car if the driver is drunk- you can get the same for the young driver.
Recently a system has been introduced where the car prevents drunk driving- I am sure you would appreciate this, rather than having your teen injured.
The best is to educate your teen in safe driving and staying away from drunk driving so that they do not indulge in drunk driving. A responsible young driver is the safest way to get cheap teen car insurance and have teen safety.
Summary : Understand why teen auto insurance is high or why young drivers are not getting cheap car insurane, resolve the issue which prevents them from getting cheap car insurance and get your cheap teen auto insurance quote and teen safety both.
Teen auto insurance