Thursday, January 7th, 2010 at
Best car insurance
Jeff Vacek : Why are good grades important for getting cheap car insurance rates or the best auto insurance quotes for students?
How good grades can get students best auto insurance quotes and cheap car insurance rates
Response : For college students and parents getting good grades are motivators as well as incentives for getting the best auto insurance quotes and cheap car insurance rates since this proves the students responsiblity and maturity. Auto insurance companies for college students also offer discounts for students that maintain a high grade point average (GPA). College auto insurance discounts can save up to 25% on the student’s insurance premium. Ofcourse you get your scholarship and other incentives from the college.
Most good student discounts require a GPA of a “B” or above. On a four point grading scale this is a GPA of 3.0 or greater. For most insurance companies there is only one level of good student discount tied to grades. The auto insurance companies analyst have determined that if you have a good grade than it would mean that the student has shown determination and responsiblity which are the necessary traits for good driving and controlled driving or making good driving decsions and hence the risk of auto insurance losses are less. This would be termed as low risk in insurance terms. For many parents and college students auto insurance discounts help motivate the student to keep their grades up. College students typically pay up to twice what their parents pay for auto insurance, and the discount of up to 25% can result in enough savings to pay for the students books.
Here is some helpful information from our Online Help System when you get a quote and purchase through Please indicate if the individual under age 25 is a full-time student maintaining a “B” average, or otherwise qualifies as a “good student”.
A young driver qualifying as a “Good Student” is a full time student in high school, college/university, or a certificate degree program. The student should meet at least one of the following criteria:
In schools designating grades by letter, had a grade average of B or its equivalent
In schools where numbers are used to designate grades, had an average of at least 3 points for all combined subjects
Is ranked scholastically among the upper 20% of his/her class
In schools that maintain a Dean’s list, Honor Roll or comparable listing for scholastic achievement, was included on such a list
I am sure you now understand why and how auto insurance is assoicated with getting good student grades. I have also given what the requirements are. Thus aim at getting good student grades to get cheap car insurance rates and the best car insurance quotes. Yes, the quotes can be got at this site teenautoinsquote.com, just click and check it out.
Teen auto insurance
Wednesday, December 9th, 2009 at
Cheap car insurance
Car insurance new : December 9th 2009 Chattanooga police report a recent increase of car thefts because owners are warming up their vehicles during colder weather and leaving them unattended.”
It is a time when the especially the teeenagers need to be careful of their cars, since they would be losing the car and if they have auto insurance coverage once they take a claim their auto insurance premium will escalate. As per the police authorities this is not only a problem in Tennesse but a problem in all other states of USA where the weather is cold. It has also got to be remembered that with the holiday season, people are busy in their own parties, or awa for holidays and this would be the best time for the theives. Here are some tips how you can save your car from theft and keep up the cheap auto insurance rates.
1) Do not leave your vehicle unlocked and unattended. This is an easy target for thieves. Please also do not leave the car unattended even for a minute to pick up the gifts which you have asked to be wrapped.
2) Remember to lock all your doors and windows.
3) Park the car in a well-light place.
4) If you install any of the safety devices like an alarm system, steering wheel locks, steering column collars, theft deterrent decals and tire locks, than the insurance company will offer you auto insurance discounts on the auto insurance premium. The discounts are as high as 10% -15% – and so if you save $150/-. This will give you cheap auto insurance premium.
Happy holidays and take care.
Cheap car insurance
Sunday, October 18th, 2009 at
Teen auto insurance quote
Keith Baxter: How can you get cheap auto insurance teen discounts? What are the auto discounts that a teenager can obtain for auto insurance?
Response: There are a number of discounts the teenager can obtain for a cheap auto insurnace quote and it would vary from company to company or change from time to time and hence the need to compare auto insurance quote. Here are some of the discounts :
Graduated driving lessons discount: Defensive driving is one of the ways of obtaining auto insurance discount for young drivers. The discount normally applies for 3 years. For example, if your auto insurance premium is $150 per month, the premium is $5,400 for 3 years. The policy holder will not get 10% discount on the comprehensive coverage, but all other auto insurance coverages. One can easily save $450-$550/- for their personal expenses in a period of 3 years.
Good student discounts: It has been statistically proved that young drivers who are good students are more reliable and mature and this enables them to make better driving decisions. Based on these findings, the young driver is given a discount of 5-10% for obtaining a good grade, normally an average over B in high school or college. If the young driver has to pay his or her own automobile insurance, this will be another motivator for him or her to make good grades
Auto Safety Features: Most insurers consider that owners with cars containing safety features may have fewer accidents and reduced injuries. Safety features like antilock brakes, air bags and other additional features in a car are encouraged especially for young drivers. The insurer will give you higher auto insurance discount for these safety features.
Claims free discount: Once you have had no claims on your auto insurance policy for 3 years, you will get low auto insurance rates since you will get a claims free discount.
Online Insurance discounts: Most insurance companies give a higher discount when insurance is bought online since they save operating costs.
Membership discount: Being a member of an association, a school or club would get you a car insurance discount.
Multiple cars, multiple coverage discounts can be obtained if you insure multiple cars or multiple coverages like auto and home with one insurance company.
I am sure these tis would really help you get auto discounts. Check out the quotes here and am sure you will not be at all disppointed.
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Teen auto insurance quotes
Wednesday, September 9th, 2009 at
Young driver car insurance
Rafeel nadal : Is it true that teen auto insurance can be cheap when teen drive smarter?
Response : Teen car insurance and adding a teen driver to your car insurance can raise rates. And handing your teen the keys to the car can raise your level of stress. Fortunately, the cost of teen auto insurance doesn’t have to break the bank, or cause undo stress. You can get dependable, affordable teen auto insurance with teen auto insurance discounts. And you can learn how to help your teen be a smarter, safer driver at Nationwide Smartride.
Help your teen drive smarter In addition to getting affordable teen auto insurance, your teen will need a lot of help on the road to becoming a smart driver. You’ll learn:
•How brain development can affect teen driving
•The top risks for teen drivers and how to address them
•How to talk to your teen about driving in a way that will be well received
•What to practice with your teen when you’re in the car
•How to help your teen make smarter driving decisions
Your teen will learn how to:
•Deal with distractions, such as friends, phones and music
•Drive at night, in bad weather and on changing road conditions
•Maintain a safe distance from other cars on the road
•Spot and avoid impaired drivers
•Control speed in traffic, on curbs and in neighborhoods
•Handle the highway
•Cope with driving and peer pressure
This would certainly make teen auto insurance cheap and resonable.
Cheap car insurance
Monday, August 10th, 2009 at
Young driver car insurance
Jennifer : I am 16 year old and live in Florida. My mother wants me to go for defensive driving so that I can get a car insurance disocunt. My mother thinks that with this it would be possible to get cheap teen auto insurance rate? Do you think this is possible.
Response : Jennifer, your mother is on the right track for teen auto insurance. Yes defensive driving will give you a discount and it will be also possible to get cheap teen auto insurance quote easily online also. Defensive Driving Discount.” This discount can save you 10 percent on most of the major coverages under your auto policy, such as liability, medical payments, and collision coverage. Defensive driving courses can cost as little as $20 and last as few as 5 or 6 hours. However, the discount normally applies for 3 years. For example, if your auto insurance premium is $100 per month, the premium is $3,600 for 3 years. If liability, collision, and medical payments or personal injury protection coverage constitute 85 percent of this $3,600 premium, the resulting premium subject to this discount is $3,060. In this scenario, the actual premium savings would be $306 (10 percent of $3,060) for that
3-year period. To get the true savings, you must deduct the cost of the defensive driving class. If the cost is $26, the savings in this example would be reduced to $280. If you spend 6 hours taking the class, you are earning $47 per hour in savings—not an unproductive way to spend a Saturday! What is more you can protect your driving history since you learn to drive safe. All the best.
Kamlesh.
Teen auto insurance quotes
