Brad Fallon : I am really suprised over the fact that Teen drivers in New Jersey are supposed to display identying decals on their vehicle license plates. What if the parents are driving the vehicle? Is being held for not having a sticker going to increase the teen auto insurance qoute?

Teen auto insurance or car insurance
Response ; Let us first talk about the implication of this law from the point of auto insurance or car insurance for young drivers or teenagers, the fact that the sticker is not there would not be an issue or reason for increasing auto insurance rates or asking for higher premiums. The fact is that teenagers are classified as high risk is the reason for the higher premiums. The solution for this is compare, compare and compare auto insurance quote to get cheap auto insurance.

Yes, this is a recent judgement where in the Judge upheld a new law that requires drivers younger than 21 to display identifying decals on their vehicle license plates, as on 10th March 2010.

This law of having a sticker to identify a teen driver or young driver was passed on the 1st May, was challenged byGregg Trautmann, a Rockaway lawyer. As per the arguments put up it was stated that this would encourage the police and other persons to pick up on the teens.

The judge stated that the “operating a motor vehicle is not a right, it’s a privilege subject to state regulations.”

This law is named as “Kyleigh’s Law,” in April 2009. It’s named for Kyleigh D’Alessio of Long Valley, a 16-year-old honor student killed in a December 2006 crash

There is a lot of disatisfaction, naturally from the teens and even parents, who feel that this should than apply for all high risk drivers, over 65+, drunk driving drivers, agressive drivers and any person who has a bad driving record.

Thanks.
Kamlesh

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Ross Goldberg : I am looking for the best car insurance rates from the general auto insurance companies, especially for young drivers who are aggressive. Information on why agressive driving is rated higher by the general auto insurance companies would be appreciated?

Best car insurance rates from general auto insurance companies.

Response : February is denoted as Aggressive Driving Month and is a time when all efforts are made to spread the awareness and dangers of aggressive driving, especially to the young drivers.

What exactly is aggressive driving? The list as to what encompasses to be part of aggressive driving is endless. Aggressive driving is speeding. It is operating the vehicle in an erratic, reckless, careless, or negligent manner or suddenly changing speeds or changing lanes all of a sudden. The aggressive driver fails to yield right of way, obey traffic signs, traffic control devices or safety zone traffic laws. They also fail to observe warnings or instructions on vehicle displaying them. In short aggressive driving is driving in such a way that you are the sole driver on the road and not caring about others on the road.

Many general insurance companies like Cure auto insurance, Liberty insurance,Progressive insurance are taking steps to reduce aggressive driving.

Aggressive driving certainly, would lead to accidents whether it is you or another driver who is aggressive. You need to ensure that you are not an aggressive driver, since this way you will stay away from accidents, your driving history will imporve and you would qualify for the best car insurance rates for young drivers. Get your comparitive auto insurance quote today.

Thanks.
Happy Motoring.
Kamlesh.

Jenffier Garnier : I learnt a lot on how to get cheap car insurance for young drivers and a cheap auto insurance quote for my car . Thanks I saved $477/- per year. I have some querries for auto insurance claims. What if I meet with an accident when I am a passenger in a car? Will I qualify for cheap car insurance if involved in an accident as a passenger?

Teen auto insurance and car insurance claims
Response :Jennifer, thanks for sharing with me that you got cheap car insurance for young drivers from here. Your satisfaction is most rewarding for me. When you are involved in any auto insurance claims situation if you are aware of how to go about things, it saves a lot of time and grief on both sides – yours as well as the insurance company.

There will be two situtations where you are the passanger of a car involved in an auto accident. One is when you are riding in the car out of choice in your friends vehicle or family vehicle. As a passenger, you can collect for damages from one of two ways: 1) under your driver’s medical payments coverage or 2) filing a claim against the at-fault driver’s liability coverage. You must collect like the driver, all important information—names, addresses, license numbers, policy numbers, etc. How much you will be paid would depend upon the extent of your injury, how much coverage your fried or family has, how many people were involved in the accident, and on how well insured the other drivers are. This is because under liablity there is a per person and per accident limit.

Taking another example, if you are riding a cab as a paid passenger and are involved in an auto accident, than besides the above ways of claiming you have another option. You can file a legal suit against the cab driver or the cab driver’s company claiming for your injury and any other damages resulting from the injury.

Will I qualify for cheap car insurance if involved in an accident as a passenger?

This will not blemish your driving record since you were not driving and also not affect youa auto insurance rates since it was not involving your vehicle. You will still get the cheap car insurance rate on your auto insurance policy which you can continue to enjoy.

Thanks.
Happy Valentie Day.
Kamlesh

Evangeline Lilly: I am looking for cheap car insurance quotes for my duaghter who is a teen and will be getting her driving license soon.

Get cheap car insurance for your teen : 5 tips what not to do.

Response: Insuring your teenager driver or teen driver is a hair-raising experience. There is the long long wait on the telephone, speaking to friends and colleagues asking them for advice or any tip of a good insurance company which gives cheap teen car insurances. Yes, I know all the hassles since I have seen many of my friends desperately seeking cheap car insurances for their teens.
Thankfully internet has taken away most of the pain and cheap car insurance quotes are revealed online. Yes, you still need to figure out how to go about getting the car insurance quotes and you are baffled by the number of sites. Here is a tip. First learn what coverages you need, the discounts you can get and the points that you have to keep in mind.
I intend to come up with a small booklet which will guide you in taking an all line quote without missing any important consideration, very soon.
Here are some of the don’t for getting a cheap teen auto insurance quote:

First, don’t procrastinate. As soon as your teenager is ready to get a permit, let your insurance company know. If you forget to buy coverage, you would be in a tight situation. It would depend upon the insurer as to what decision they reach. Some would cover it however; it can retroactively charge the higher premium that you should have been paying. In an extreme case, it could revoke your coverage.

You also don’t want to drastically lower your liability coverage in order to reduce your rate increase. Granted, doing so may save a few dollars now. However, it doesn’t make sense to carry less coverage on a higher-risk driver. Should your teenager get into an accident, you’ll be forced to cover the damages from your own pocket.

Safety first. Ultimately, helping your son or daughter establish a good driving record will be your best protection against sky-high insurance rates. Of course, the primary objective of driving safely is to prevent injuries and fatalities.

Talk to your teenager’s drinking or recklessness results in an accident, your premiums can jump by several hundred percent.

The longer your teenager motors along without an accident or traffic violation, the more you’ll be able to negotiate lower premiums. More importantly, you’ll know that your son or daughter is less likely to be involved in an accident.

Once you are able to abstain from all this you will naturally get cheap car insurance quotes.
Stay on board.
Thanks.
Kamlesh

Kristen Bell: My son has received his driving license and I am really worried about his getting involved in an accident. I have both concerns getting cheap auto insurances and also the safety of my teen. Please let me know what to do.

Cheap auto insurance is less important than teen safety:
Response : Kristen, I agree with you that cheap auto insurance can esaiy be obtained, but teen safety or the young drivers safety is more important than getting a cheap auto insurance quote. It is true that receiving a driver’s license is one of the most exciting rites of passage in a teen’s life. However, it can also be an extremely nerve-racking experience for both the new driver and his or her parents.

According to the National Highway Traffic Safety Administration (NHTSA), motor vehicle collisions are the leading cause of death for 15-to-20-year-olds.In order to ensure the teen safety here are some tips which are recommonded even by the NHTSA.

Alwyas follow the speed limit. Driving too fast is certainly dangerous. The other thing is sometimes driving too slow can also be dangerous. Not only will driving the speed limit help you stay in control of your vehicle, it can also help you save fuel. You need to teach the teen the right limits and skills of maintaining speed, which is very important. It is indeed good that the auto makers do recall vehicles in case of any problems with the vehicles. The recent recall by Toyatta is a good example of maintaining the standards by the auto makers.

Avoid distractions. With cell phones, iPods and GPS, teens might seem like pros at multitasking, but driving is not the time for distractions. Taking your eyes off the road for just one second to send a text or change songs can make a huge difference in your response time for avoiding a collision.With the recent laws trying to crub distractions by most of the states are very attractive.

Pay attention to your surroundings.It is very important to pay attention to the road directly in front of you, but make sure to check your rearview and side mirrors regularly. If you’re on a residential street, watch for children playing in the road and other pedestrians.

Most importantly,Speak Up! Your teen should be able to speak up if he is in a vehicle with a friend who is driving too fast, constantly switching lanes, tailgating or not paying attention to the road, tell him or herof discomfortable. They may be trying to impress you, and a simple request will encourage them to stop driving dangerously. If they refuse, ask them to drop you off at a safe location so that you can call someone to pick you up.

Buckle Up. According to NHTSA, “Increasing seat belt use is the simplest and least expensive way to reduce deaths and serious injuries on our roads.” In fact, NHTSA found that more than 75,000 lives were saved between 2003 and 2007 by wearing a seat belt. Taking two seconds to buckle up is the simplest action you can take to stay safer on the road. Plus, it’s the law in many states.

There are many resources to ensure your teens safety, but the most important are the parents. Parents would be able to give the right guidance and driving tips to their teens, since no matter how much they dispute and argue, ultimatley the teens know the truth.