Learn The Reason Why It’s Hard To Come By Cheap Car Insurance For Young PeopleOver 50s car insurance boomAuto Insurance And Teenage Drivers – Five Things To ConsiderIs Buying Cheap Student Car Insurance So Rough As You Suppose?Blogging about Life!The best ways to lower car insuranceDistracted Drivers Can Cause Deadly AccidentsSuicide Determined In Single Vehicle CrashYoung Driver Insurance – How To Find Low Rates :
Teen auto insurance


8 19 07 drunk 1 300x234 Do not give away your cheap car insurance this Christmas  abstain from DUI.

Cheap car insurance- Say no to DUI

Christmas is the time for celebration. Its party time for all of us, especially the teens, the college students and the young people. They have to live up to it. Cheers and Merry Christmas.

The Highway patrolling will be on the alert and your driving license could be suspended. Texas, Florida, Colorado have high patrolling.
Please do not ruin your Christmas with drunk driving and do not give away your cheap car insurance, more so do not risk your and your friends or loved ones safety!!! Do not drink and drive.

This is the time when young drivers like you get involved in a drunk driving accident. See the statastics and do not become just a statastics.
Car insurance for young drivers news – Car accidents takes away cheap car insurance.
Alcohol is the cause of 60% of all teen deaths in car accidents.
31% of teenage drivers who are involved in fatal car wrecks had a blood alcohol concentration of .08 or higher.
Teenage boys who have a blood alcohol concentration of .05 are18 times more likely to suffer a single vehicle crash than a non drinking teenage boy.
Teenage girls who have a blood alcohol concentration of .05 are 54 times more likely to be involved in a vehicle crash.
Nationally in the United States, over 12% of all fatal crashes were alcohol related and 40% of those involved teenage drivers who were drinking.
Teenagers are less likely to drive drunk than adults.
Adolescents are more likely to drive drunk than teenagers.
Eight teens die daily in alcohol related vehicle crashes.
Each day 1,400 injuries and 15 deaths occur to teenage drivers, 40 percent are alcohol related.
Almost 1,500 teens age 15-20 die in car crashes annually in the United States.
The excuse given by teens who were caught drinking and driving include: Prom, graduation, spring break and breaking up with their boy or girl friends.
Six of ten high school juniors and seniors admit to riding with an alcohol impaired teenage driver.
The number of teenagers who drink in cars is about 40%. Of that number, 40% of those were teenage drivers who were drinking.
Alcohol is the cause of 60% of all teen deaths involving car accidents.
21/12/2009Happy Christmas. Remember that getting involved in adrunk driving is going to be a costly and dangerous for you. If you are drunk:
1) Call the taxi.
2) Have coffee
3) Stay with your friend and do not drive.
4) Have some food.

Enjoy yoursef and Merry Christmas.



Teen auto insurance
Teen auto insurance


Lower teen auto insurance rates? Car crashes for young drivers

It is a big concern to the insurance industries for maintaining low teen auto insurance quote. Parents beware: Giving in to teens’ demands for their own cars can have dangerous consequences, new research suggests.

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Teenagers with their own cars or free use of one are much more likely to get in crashes than those who share a car. And crashes are much less common among teens whose parents set clear driving safety rules.

The findings are in two studies by researchers at Children’s Hospital of Philadelphia and funded by State Farm Insurance Co. They are in the October issue of Pediatrics.

The researchers say the findings can help parents keep their kids from becoming a grim statistic: Traffic crashes are the leading cause of death for U.S. teens, killing more than 5,000 each year.

Getting a driver’s license and car are often viewed as rite of passage for U.S. teens, and many parents underestimate the risks.

More than 7,000 people nationwide were killed in crashes involving teen drivers in 2007, government data show. More than 3,000 of these deaths were teen drivers, and more than 250,000 teen drivers were injured.

“With teen drivers, you have to recognize that it’s a public health issue,” said Dr. Jeffrey Weiss, a Phoenix pediatrician who co-wrote an American Academy of Pediatrics report on teen drivers.

The 2006 report encourages parents to highlight the seriousness of driving privileges by requiring teens to sign driving contracts promising to abide by safety rules.

The new research shows that kind of hands-on approach pays off.

“Families need to know that driving is different” from other steps toward independence,said Dr. Flaura Koplin Winston, the study’s lead author. “Just at the time their teen is pulling away, they need to get back involved to spare them heartache.”

The research is based on a nationally representative survey of more than 5,500 teens in grades nine through 11. Students at 68 high schools answered questionnaires in 2006.

More than 2,000 students who reported driving on their own were the focus of one study; 70 percent said they had their own cars or were the main drivers of cars they used.

Winston said it’s alarming that so many kids have their own cars or feel that they have free use of one. She said that freedom can lead to “a sense of entitlement about driving” that may make them less cautious.

Among these “main” drivers, 25 percent had been involved in crashes, versus just 10 percent of teens who shared driving access. Winston said the lower crash rate doesn’t reflect less driving time, but is likely due to having to ask for the car keys, which helps parents monitor their kids’ driving.

It is indeed a challenge for the parents to give a car and but to teach their teens to ensure the safety while driving and get them cheap teen auto insurance quote. Check it out.



Teen auto insurance
Teen auto insurance


Brandon : I am a teenaged boy and I am very anxious for my son and the increase in car insurance premiums since the teenager’s premium is high. What should I do to get cheap car insurance rate?

Teen auto insurance quote

Response : Your apprehension and worry for a young driver are not unfounded on the grounds of injury and high premiums. Facts prove that both this are true – teens are prone to accidents and also the  parents’ insurance policy can raise car insurance rates 50 to 100 percent with inclusion of a teenaged driver.

The fact that you have realized this and are willing  to go the extra mile will help you minimize the financial impact, keeping the teen auto insurance quotes low and also be safe. Here are a few clues:

  • Tying safety belt – to ensure protection.
  • Keeping the number of auto passengers to minimum. Multiple passengers increase the risk for accidents by three to five times and liability is high in case of accidents.
  • Speeding should be avoided at all cost. Speeding is the one of the main cause for teen accidents.
  • Avoid driving when drunk, under influence of drugs or intoxicated.
  • Talking on phone or sending messages when one is driving needs to be stopped.
  • If you know that your friend is a reckless driver avoiding rides with him and speaking up would help reduce the risk.

If teenagers can weigh risk, are mature and good at judgments they can prevent accidents and save on premiums. Follow the rules, drive with care and keep your insurance premium low.

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