Tuesday, March 16th, 2010 at
Teen auto insurance quotes
Dan Holdings : Is it complicated to get a cheap car insurnace quotes for teens online?
Cheap car insurance quote made easy and simple – only for you.
Response 
an, I would say that getting a teen auto insurance quote and a cheap car insurance quote for that matter is just the most simplist thing you can do. Now, it is not a waste of time, energy or money with the internet and online facilites. You can even gift your young driver cheap car insurance quotes as a birthday present.
Though this might seem a bit of an odd adivce, it is best to have the car in your teens name and let him have his own auto insurance policy. This will make him responsible and careful, thus you ensure his safety at the cost of a few dollors. What is more important is that you are building up a good record for him- a driving history which will help him/her to get cheap car insurance quotes for themselves since they would earn the good drivers discounts and the rates would be reduced for them.
Here, your teens basic auto insurance rate would be lowered since they have a good driving history behind their own names.
Secondly, trust him and encourage them to follow the rules. Open discussions and help in driving or guiding when required is one of the best ways to help them. Treating them as equals would bring about the maturity and judgment and self-confidence, which is what good driving is all about. You need to be confident and have a good judgement.
Explain to them and try to create an atmosphere where the rules of the traffic, the curfew rules are followed not because they are implemented but out of their own will. I know saying this is easier than done, but there are lots of ways to it like letting them know about incidents on auto crashes or issues – just a small U-tube video could do the trick.
Last but least the eaisest step today is compare teen auto insurance quotes online- this is a dynamic market and once you know what you are looking for and you can compare the ratings with 4-5 companies, the task is very easy. You would agree with me that it is not complicated to get a cheap car insurance quote online, what is more important – it would ensure teen safety which is far vital.
Happy clicking and clutching.
Thanks.
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Wednesday, December 30th, 2009 at
Teen auto insurance
Amish Shah : I have a teenaged son, who has just turned 17 and is looking for cheap car insurance quote for young drivers like him. We reside in Wisconcin.
Wisconsin Teen Drivers Buckling Up More Than They Used To : Denying cheap car insurance for themselves
Response : Amish, one main thing for getting cheap car insurance is to have an excellent driving record and stay away from distraction. At any cost drunk driving should be avoided. Just to let you know that of recent as per the Insurance times news of December 29, 2009,Wisconsin teenagers are buckling up more than they used to. Teen car insurance quotes are thus getting impacted by the driving habits of young drivers.
A new survey of the state’s high school students of more than 2,400 students in 57 public high schools was done in the spring.
shows that only 15 percent say they rarely or never wear a seat belt when in a car driven by another person. That is nearly half as many as said in 1993 that they don’t buckle up.
Nearly one-out-of-four students reported riding in a car with a driver who has been drinking alcohol. That was down from 39 percent in 1993.
Nine percent reported driving a car after having drunk alcohol. That’s down from 15 percent in 1993.
For teenagers who are already considered a high risk group, the only way to get cheap car insurance or cheap teen auto insurance is to have good driving habits and staying away from drunk driving at all cost. Other discounts would help in getting a cheap car insurance quote, but a bad driving record can wipe out all the advantages of any discounts and also a good driving habits can get you cheap cheap car insurance quotes.
Thus my advice to you as a parent is to try and instill excellent driving habits. Teenautoinsquote.com is continously providing you information on safety and auto insurance tips.
Best wishes for 2010 to all my readers.
Thanks.
Kamlesh.
Best car insurance
Sunday, November 15th, 2009 at
Teen auto insurance quote
Robert Patterson (Los Angles): Do you agree that teenagers will get cheap car insurance quote on account of cell-phone bans? Is this ban justified?
Tenn auto insurance rates and bans
Response: As an insurance person, parent and a social well-wisher I totally agree with the cell-phone usage ban. Secondly, it will certainly benefit all the insurance company and the people, since the lives would be saved and also it will prevent accidents. Yes, cheap car insurance quotes would be possible for all, since auto insurance rates are directly related to the auto insurance expenses.
One study indicates that driving while talking on the phone increases the risk by four. Another study shows that driving while distracted, such as adjusting the radio, engaging in a heated discussion with a passenger, or talking on the phone, may cause between 20 and 30 percent of all United States automobile accidents. Other studies, based on driver simulation tests, conclude that people have difficulty multitasking.
Automobile accidents are a major cause of death in the United States and are the single most common cause of death among children and young adults. According to the U.S. National Highway Traffic Safety Administration (NHTSA), over 6 million police-reported automobile accidents occurred in 2001, which constitutes 1 every 5 seconds. On average, a person was injured in one of these crashes every 10 seconds and a person was killed every 12 minutes. The NHTSA estimates that the annual cost of automobile accidents is $230 billion.
Cell phone usage has skyrocketed in the United States during the last 20 years. There were only a few thousand cell phones in 1983.6 According to the Cellular Telecommunications and Internet Association (CTIA), cell phone usage has shown a steady increase as follows.
9 million in 1992
38 million in 1996
97 million in 2000
134 million in 2002
NHTSA estimates that 73% of the people use cellphones when driving. This would mean that cellphones are a big source of distraction. This distraction, which leads to accidents must be stopped. Almost 70% of the accidents in youth have been attributed due to distraction and it is undoubtable that today cell phones are one of the biggest distraction.
Robert, I am sure now you know why this ban was necessary. I can give you more data and example of teen auto accidents which were caused by use of cellphones, if you want them.
Happy motoring.
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Thursday, November 5th, 2009 at
Teenager car insurance
Andy Jekings: I am adding my daughter to my auto insurance policy, and she’ll be taking one of my cars with her to college. Does this mean that she’ll be considered the principal driver on the policy?
Teen auto insurance
Response: Andy, you are missing the correct question behind this, what you really want to know is if your daughter is a principal driver than how would the insurance companies rate the policy or what will my auto insurance premium be.
Now let me explain this properly to you. If your daughter is borrowing your car to take with her to college, she must be listed as either a principal driver or an occasional driver on your insurance policy. Secondly, it would be important if the car is in the name of your daughter than she would be a principal driver. Most insurance companies will consider someone as the principal driver on the policy if he or she:
Is the registered owner of the vehicle,
Drives the vehicle to work or school, or
Drives the vehicle more than anyone else.
Check with your insurance company to see if you should list your son as a principal driver, and if so, how your insurance coverage and premiums will be affected.
If your daughter is listed as a principal driver than the auto insurance premium would be higher. If your daughter is using the car less and you are the principal driver than the insurance premium would be much lesser.
However, teen auto insurance premium for girls is much less expensive than the boys auto insurance premium. You can compare the teen car insurance quote here and am sure you will find cheap car insurance quote. Again you should try to obtain all the possible discounts so that you can qualify for cheap car insurance quote.
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