Teen Auto Insurance Quote » Crashes

Auto insurance – Teenager auto crash rates can be avoided. Find out how.

Kamlesh Desai — Thu, 22 Oct 2009 14:34:19 +0000

Jonathan: What can be done to reduce teenagers’ high crash rates? Do driver education programs make teens auto insurance quotes lower and are they safer?

Ensuring teen safety

Response: The most effective policies limit teenagers’ driving exposure — for example, night driving and passenger restrictions for beginning drivers and higher ages for initial licensure. General curfews that apply to all late-night activities for 13-17 year-olds also reduce crashes and crash injuries. Graduated licensing, designed to provide beginning drivers with an opportunity to gain experience behind the wheel under conditions that minimize risk, was originally introduced in New Zealand in 1987. Beginning with Florida in 1996, almost all states have now introduced elements of graduated licensing. Evaluations of graduated licensing systems in New Zealand, Nova Scotia, Florida, Ohio, North Carolina, and Michigan have shown them to reduce crashes substantially.

Yes, teen auto driver education would certainly entiltle the teen for cheap car insurance or low teen auto Formal evaluations of U.S. high school driver education programs indicate little or no effect in reducing crashes per licensed driver. And offering driver education in schools has an unintended negative effect on crash involvement by encouraging early licensure among 16-17 year-olds. The net result is more crashes per capita among teenagers. Connecticut eliminated high school driver education and lowered teenage crash rates by reducing licensure. Other school-based programs, such as those intended to reduce alcohol-impaired driving, have not been shown to be effective, at least in the short term.

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Should parents indulge in training their teens to drive?

Kamlesh Desai — Thu, 01 Oct 2009 01:09:53 +0000

Edward Furlary : I have two teens a boy and a girl and I am very anxious of their safety while driving and keeping them safe besides the low insurance. I try to teach them driving, is this fine?

Parental indulgence and teen driving

Response : Edward, this is absolutely fine and the right thing. Let me tell you the results of an experiment done by State Farm which shows that :

“Compared with teens whose parents were uninvolved, kids who said their parents set clear rules and monitored their whereabouts without being overly controlling had half as many crashes and much better driving habits.

These teens were 71 percent less likely to drive while drunk and 30 percent less likely to use a cell phone while driving than kids with uninvolved parents.

Dr. Niranjan Karnik, a University of Chicago specialist in adolescent mental health, said the research underscores the importance of appropriate parenting and widely enacted graduated licensing laws for teens.

Debby Hendricks of Hatfield, Pa. made her daughters wait until age 17 to get their licenses, and gave them lots of driving practice beforehand.

The girls, aged 17 and 19, also share a family car, and can’t “just grab the keys and leave” without saying where they’re going and with whom, Hendricks said.

So far so good — neither girl has been in an accident, although the younger one, Leslie, has only had her license for a few months.

Leslie considers herself a safe driver, but adds, “I probably do underestimate the risks.”

Parents are requested to spend sometime with their teenagers in teaching them safety, young drivers need to be careful and establish a good record for teen auto insurance quote.

Edward, you are doing a great job. You are making sure that your teens are safe and also that they get cheap teen auto insurance quote. Enjoy your experince with us. It’s wonderful sharing things.

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Steer yourself to reach cheap auto insurance premiums

Kamlesh Desai — Thu, 17 Sep 2009 00:16:09 +0000

Tips to teenagers to save on auto insurance quotes and obtain cheap auto insurance. This way you will be able to avoid crashes which are dangerous and fatal. This is a pathway to your journey to safety and cheap auto insurance quote, not for once but for a lifetime.
1) Make sure you and your passengers always wear their seatbelts.
2) Make sure you stick to the speed limit.
3) Never drivie under the influence.
4) Limit your nighttime driving. It has been found that 40% accidents of the teenagers are when they do nightdriving.
5) Limit exposure to driving in bad weather, congested traffic, and similar situations as these can be difficult for inexperienced drivers.
6) Take graduted driving classes. Let your parents or elders be a role model and demonstrate good driving habits to you.
7) Learn the two second rule for following another vehicle. When the car ahead passes a stripe on the road or another stationary object, your teen should be able to count to two or higher before passing that same object.
Young drivers like you should be aware of the dangers of distractions (reaching for something while driving, looking for vehicle controls, rowdy passengers, playing with radios or phones, etc.)
9) Place limits on the number of passengers you can have. It is recimmended that new drivers avoid having any teen passengers during their first year of driving.

Drive safe and establish a good record in the first years of driving. I am sure you will save a lot of money/. Form the habit of comparing auto insurance quote online.

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