j.r. martinez : Do professions make a differnece in driving habits and ultimately car insurance premiums?

Professions and car insurance premiums

This article is based on a survvey carried out by the IIHS, however instead of presenting boring figures the same information is presented to you in a different way. Hope you enjoy it and of course get your cheap car insurance.

Top 10 of the most dangerous drivers by profession

If you can judge a trial, but you can not judge the distance between you and the car you up front, you may be a dangerous driver.

If an expert on the law and an expert by the Act stop you, perhaps you are a dangerous driver.

If questions, why we, actor Jeff Foxworthy are excused for the reception of his style, you are there because judges and lawyers are the most dangerous drivers on the road. And that is pretty funny.

This is according to an insurance.com study, the name of the top 10 of the dangerous driver by profession. Results are based on accident claims as a percentage of the quotation marks.

Pro report had 44 percent of the lawyers who get a car insurance comparison quote from insurance.com had previously made an accident claim take. (We bet said 44 percent of them also their way out of a ticket.)

The least dangerous drivers? Athletes (17 percent) and housewives (24 percent).

“Appointed, call the multitasking – being, quickly move to a tight schedule – demand tend, more distractions and from there, more accidents,” says Sam Belden, insurance.com VP, all kidding aside. “On the other hand, although the task of the housewife multitasking requirements are young children together for each drive.” And when children are involved, people tend to take their time and use greater caution. Housewives and athletes are also from the road during peak hours.

Lawyer Richter – why ambulance to chase if you can you this? Financial professionals – they cover their cars with a tarp? Government workers (GS6) – fender Benders are a little-known GS6 request. Bartender or waiter – is it just another way served the get. Other – professional – AKA I was feeling others of this “Guy.” Dog Groomer – a real pet must annoy according to the rules of the road. If they can have road rage we call it marketing/advertising – mad men? Hairdressing/stylist – probably truncated. Coach – always cry foul. Nurse – bed way: great! Roadside way: yikes!

One of these people to happen? Then, you should keep in mind that an accident could collect insurance rate. The chance of a rate increase is rather on the basis of factors such as the severity of accidents if you culpably, insurance claims, type of injury, and when the accident is displayed on motor vehicles (MVR) or the total comprehensive income underwriting Exchange (note) report.

Also keep in mind that if an accident recently fell from your MVR, it is time shop for insurance. You are to get probably better rates if you for new car insurance quotes shop.

Yet, the best part for all of them is to compare auto insurance, compare teen auto insurance and get your cheap car insurance quote now.

Thanks.

Kamlesh

Megan Fox : My teen son is a reckless driver and is desperately looking forward for cheap teen auto insurance. What do I do?

Understand issues of teen auto insurance quote

Response : The issues for teenagers driving a car are quite different than the issues of other driversand your teen is not the only reckless driver. These are the issues which lead to higher teen auto accidents and claims and why the expense for teen auto insurance claims is high for the insurers. Naturally, the insurers being in the business of insurance pass on the expenses toward higher teen auto insurance rates. Understand the issues and this itself is more than 50% of the solution of resolving the issues.
1) Teens are learning to drive when they are coping with their studies work and rules. It is not that they do not want to concentrate but may not have enough time.
2) Teens or young drivers are constantly under peer pressure and this is huge when they are driving a car, which might be a prime cause for teens speeding.
3) Youngsters like to customize their cars and this might destroy the safety issues.
4) Teens love music and gadgets which is a huge problem of distractions whilst driving.
5) Young drivers drive in groups and this is a big distraction to the drivers and this becomes a huge risk since the young drivers or teens are not experienced and lack of experience leads to accidents.

Tips to resolve issues and get cheap teen auto insurance quotes

You guessed right. The tips are targeted to the issues.
The first big tip is that you should let your teen read this they and you will see the magic that they are smart people and they will understand the issues and watch themselves so that they would not fall prey of this. Teens are quick learners.

Secondly, give the teen some more time when they are learning the skill of driving. Help them sort out the right priorities so that they have enough time for learning. Sometimes it is not enough to give your young driver only money. They might need your support and confidence and not your instructions or demonization. You need to help them master the skill of driving and you are giving them cheap teen auto insurance quote.

It is best to buy them a safe vehicle for your teenager in the start. The lesser the hybrid vehicles are used by teenager the lower teen auto insurance rates or cheap teen auto insurance quotes.
Encourage them to abstain from distracted driving and music when they are driving. Help is already provided since cell phones and texting is banned.
It is best to encourage them to obey the rules for young drivers which does not allow them to have groups in the car when they are driving and abstain from night driving since most of the accidents are at night.

Cheap teen auto insurance quotes is easy next step

Cheap teen auto insurance quotes are the easy next step if you have a good driving record. You can easily get multiple quotes for free here and it is better to constantly keep track of what the best offers are.
Teenautoinsquote has affiliates who provide the best offers in teen auto insurance and this will help you get cheap teen auto insurance.
Lets trust and love our teens and they will safe guard themselves, teens are more valuable to us than cheap teen auto insurance quotes.

Simon Monjack : My daughter is looking for cheap teen auto insurance quotes- she loves to talk on the cellphone when she drives. She was involved in an accident . What should I explain to her?

Distracted driving is no, no for cheap teen auto insurance quotes and safety

Simon, this is not only your concern but for many parents. It would be best if you explain or ask your daughter to read the information provided for cheap teen auto insurance quotes. One of the biggest risk and biggest concern and frustration for parents who are thinking of teen safety and cheap teen auto insurance quotes is distracted driving.
The number of distractions is on the rise and these distractions are now becoming more of a concern rather than drunk driving or dui.

Distracted driving and cheap teen auto insurance quotes is not possible.

Statistics show that distracted driving increases not getting cheap teen auto insurance quotes

Texting is teen’s biggest distraction behind the wheel.
• More than 49% of teens report texting as a distraction, up from 31% in 2005
• 82% of teens report using cell phones while driving, while 23% admit to drinking and driving
• More than 60% of teens worry about getting into a car accident, but still admit to practicing distracting or harmful actions while driving
More girls than boys report that they will drive distracted in the future.
• 51% of girls are likely to use a cell phone to talk, text or email while driving, versus 38% of boys
• 84% of girls are likely to adjust music selection or volume while driving, versus only 69% of boys
These is the analysis of a survey conduted by Allstate insurance. Hence as parents it would be necessary to insist on refraining from distracted driving for getting cheap teen auto insurance quotes and also for teen safety.

Ipod – leads to adverse effects on teen safety and cheap teen auto insurance quotes,

The ipod and iphone are two more items which can lead to auto accidents and teen accidents. All these instruments require attention and hand and brain coordination, which would disturb the attention span on the road – accidents happen in a split of a second.
Stay away from distracted driving and take a sure road to cheap teen auto insurance quotes and teen safety today.

Kristen Bell: My son has received his driving license and I am really worried about his getting involved in an accident. I have both concerns getting cheap auto insurances and also the safety of my teen. Please let me know what to do.

Cheap auto insurance is less important than teen safety:
Response : Kristen, I agree with you that cheap auto insurance can esaiy be obtained, but teen safety or the young drivers safety is more important than getting a cheap auto insurance quote. It is true that receiving a driver’s license is one of the most exciting rites of passage in a teen’s life. However, it can also be an extremely nerve-racking experience for both the new driver and his or her parents.

According to the National Highway Traffic Safety Administration (NHTSA), motor vehicle collisions are the leading cause of death for 15-to-20-year-olds.In order to ensure the teen safety here are some tips which are recommonded even by the NHTSA.

Alwyas follow the speed limit. Driving too fast is certainly dangerous. The other thing is sometimes driving too slow can also be dangerous. Not only will driving the speed limit help you stay in control of your vehicle, it can also help you save fuel. You need to teach the teen the right limits and skills of maintaining speed, which is very important. It is indeed good that the auto makers do recall vehicles in case of any problems with the vehicles. The recent recall by Toyatta is a good example of maintaining the standards by the auto makers.

Avoid distractions. With cell phones, iPods and GPS, teens might seem like pros at multitasking, but driving is not the time for distractions. Taking your eyes off the road for just one second to send a text or change songs can make a huge difference in your response time for avoiding a collision.With the recent laws trying to crub distractions by most of the states are very attractive.

Pay attention to your surroundings.It is very important to pay attention to the road directly in front of you, but make sure to check your rearview and side mirrors regularly. If you’re on a residential street, watch for children playing in the road and other pedestrians.

Most importantly,Speak Up! Your teen should be able to speak up if he is in a vehicle with a friend who is driving too fast, constantly switching lanes, tailgating or not paying attention to the road, tell him or herof discomfortable. They may be trying to impress you, and a simple request will encourage them to stop driving dangerously. If they refuse, ask them to drop you off at a safe location so that you can call someone to pick you up.

Buckle Up. According to NHTSA, “Increasing seat belt use is the simplest and least expensive way to reduce deaths and serious injuries on our roads.” In fact, NHTSA found that more than 75,000 lives were saved between 2003 and 2007 by wearing a seat belt. Taking two seconds to buckle up is the simplest action you can take to stay safer on the road. Plus, it’s the law in many states.

There are many resources to ensure your teens safety, but the most important are the parents. Parents would be able to give the right guidance and driving tips to their teens, since no matter how much they dispute and argue, ultimatley the teens know the truth.

Harnessing Distractions which lead to accidents and higher auto insurance rates

The Transportation Department was bringing together experts over two days for what it’s calling a “distracted driving summit” to take a hard look at the highway hazards caused by drivers talking on cell phones or texting from behind the wheel.
Secretary Ray LaHood was expected to offer recommendations today that could lead to new restrictions on using the devices while driving.

LaHood said the administration would “work with Congress” to develop ways of curbing distracted driving. The meeting would solicit ideas to address the problem “similar to what went on with seat belts and (blood-alcohol limits of) 0.08 where you really educate the public, where you tell people that they have to take personal responsibility for these things.
Hours before the start of the meeting, Transportation officials said in a research report that 5,870 people were killed and 515,000 were injured last year in crashes where at least one form of driver distraction was reported. Driver distraction was involved in 16 percent of all fatal crashes in 2008.
The panel of government officials, safety advocates, researchers and lawmakers hoped to develop a consensus on the roadway hazards and hear warnings from young adults who caused car accidents because they were texting while driving.
The new data underscored the major problem of distractions involving young drivers. The greatest proportion of distracted drivers were those age 20 and under. Sixteen percent of all under-20 drivers involved in fatal crashes were reported to have been distracted while driving, the government said.
CTIA also supports a ban on texting while driving but has argued that education and enforcement are critical to changing driver behavior. CTIA and the National Safety Council announced plans for public service announcements warning teen drivers of the dangers of distracted driving.
Please be informed, aware and undistracted whilst driving. You and your life is precious. Save your life and aim for cheap auto insurance.

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