Kristen Bell: My son has received his driving license and I am really worried about his getting involved in an accident. I have both concerns getting cheap auto insurances and also the safety of my teen. Please let me know what to do.

Cheap auto insurance is less important than teen safety:
Response : Kristen, I agree with you that cheap auto insurance can esaiy be obtained, but teen safety or the young drivers safety is more important than getting a cheap auto insurance quote. It is true that receiving a driver’s license is one of the most exciting rites of passage in a teen’s life. However, it can also be an extremely nerve-racking experience for both the new driver and his or her parents.

According to the National Highway Traffic Safety Administration (NHTSA), motor vehicle collisions are the leading cause of death for 15-to-20-year-olds.In order to ensure the teen safety here are some tips which are recommonded even by the NHTSA.

Alwyas follow the speed limit. Driving too fast is certainly dangerous. The other thing is sometimes driving too slow can also be dangerous. Not only will driving the speed limit help you stay in control of your vehicle, it can also help you save fuel. You need to teach the teen the right limits and skills of maintaining speed, which is very important. It is indeed good that the auto makers do recall vehicles in case of any problems with the vehicles. The recent recall by Toyatta is a good example of maintaining the standards by the auto makers.

Avoid distractions. With cell phones, iPods and GPS, teens might seem like pros at multitasking, but driving is not the time for distractions. Taking your eyes off the road for just one second to send a text or change songs can make a huge difference in your response time for avoiding a collision.With the recent laws trying to crub distractions by most of the states are very attractive.

Pay attention to your surroundings.It is very important to pay attention to the road directly in front of you, but make sure to check your rearview and side mirrors regularly. If you’re on a residential street, watch for children playing in the road and other pedestrians.

Most importantly,Speak Up! Your teen should be able to speak up if he is in a vehicle with a friend who is driving too fast, constantly switching lanes, tailgating or not paying attention to the road, tell him or herof discomfortable. They may be trying to impress you, and a simple request will encourage them to stop driving dangerously. If they refuse, ask them to drop you off at a safe location so that you can call someone to pick you up.

Buckle Up. According to NHTSA, “Increasing seat belt use is the simplest and least expensive way to reduce deaths and serious injuries on our roads.” In fact, NHTSA found that more than 75,000 lives were saved between 2003 and 2007 by wearing a seat belt. Taking two seconds to buckle up is the simplest action you can take to stay safer on the road. Plus, it’s the law in many states.

There are many resources to ensure your teens safety, but the most important are the parents. Parents would be able to give the right guidance and driving tips to their teens, since no matter how much they dispute and argue, ultimatley the teens know the truth.

Harnessing Distractions which lead to accidents and higher auto insurance rates

The Transportation Department was bringing together experts over two days for what it’s calling a “distracted driving summit” to take a hard look at the highway hazards caused by drivers talking on cell phones or texting from behind the wheel.
Secretary Ray LaHood was expected to offer recommendations today that could lead to new restrictions on using the devices while driving.

LaHood said the administration would “work with Congress” to develop ways of curbing distracted driving. The meeting would solicit ideas to address the problem “similar to what went on with seat belts and (blood-alcohol limits of) 0.08 where you really educate the public, where you tell people that they have to take personal responsibility for these things.
Hours before the start of the meeting, Transportation officials said in a research report that 5,870 people were killed and 515,000 were injured last year in crashes where at least one form of driver distraction was reported. Driver distraction was involved in 16 percent of all fatal crashes in 2008.
The panel of government officials, safety advocates, researchers and lawmakers hoped to develop a consensus on the roadway hazards and hear warnings from young adults who caused car accidents because they were texting while driving.
The new data underscored the major problem of distractions involving young drivers. The greatest proportion of distracted drivers were those age 20 and under. Sixteen percent of all under-20 drivers involved in fatal crashes were reported to have been distracted while driving, the government said.
CTIA also supports a ban on texting while driving but has argued that education and enforcement are critical to changing driver behavior. CTIA and the National Safety Council announced plans for public service announcements warning teen drivers of the dangers of distracted driving.
Please be informed, aware and undistracted whilst driving. You and your life is precious. Save your life and aim for cheap auto insurance.

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I was involved in a car accident which happened in Charlotte, NC on March 29, 2003. Car lost control, went off road into ditch, ramped out of ditch into a tree, then rolled a few times. The driver a 18 years old lad and my friend was not wearing his seatbelt and was thrown from the car at impact with the tree. I, the passenger, wearing my seatbelt, was pinned inside of the car. The Fire Dep’t had to use the Jaws of Life to get me out. The driver was paralyzed from the chest down, I fractured 5 vertabrae, broke 2 ribs and suffered bruising on the brain.
Brain. B.
Charlotte, NC
Accident like this are one of the reasons why teen auto insurance rates are very high. The young drivers tend to be easily distracted by others and loose their concentration. This is the reason why they have to be more careful and stay away from distractions.
Another key feature of this is not wearing the seat belt. Had the driver worn the seat belt he would not have been paralysed.
It is a great tragedy that a little lapse can lead to such grave consequences. Teenagers need to learn their lessons of safety. Drive carefully and drive safely. You save your own self and also save your hard earned money by qualifying for cheap teen auto insurance.

Tips to teenagers to save on auto insurance quotes and obtain cheap auto insurance. This way you will be able to avoid crashes which are dangerous and fatal. This is a pathway to your journey to safety and cheap auto insurance quote, not for once but for a lifetime.
1) Make sure you and your passengers always wear their seatbelts.
2) Make sure you stick to the speed limit.
3) Never drivie under the influence.
4) Limit your nighttime driving. It has been found that 40% accidents of the teenagers are when they do nightdriving.
5) Limit exposure to driving in bad weather, congested traffic, and similar situations as these can be difficult for inexperienced drivers.
6) Take graduted driving classes. Let your parents or elders be a role model and demonstrate good driving habits to you.
7) Learn the two second rule for following another vehicle. When the car ahead passes a stripe on the road or another stationary object, your teen should be able to count to two or higher before passing that same object.
Young drivers like you should be aware of the dangers of distractions (reaching for something while driving, looking for vehicle controls, rowdy passengers, playing with radios or phones, etc.)
9) Place limits on the number of passengers you can have. It is recimmended that new drivers avoid having any teen passengers during their first year of driving.

Drive safe and establish a good record in the first years of driving. I am sure you will save a lot of money/. Form the habit of comparing auto insurance quote online.

Michael :I have a teenager son who will soon be learning about driving. Please let me know what the rules that I should teach him to obtain cheap auto insurance quote ? We are in Washington DC.

Response : In Washington DC the first thing that you need to keep in mind are the driving license rules which are :
The learner license could be obtained at the age of 16. Full license is granted for people of age 17 and above. The applicant should submit proof of full legal name, social security number, date of birth and DC residency. If the driver is below 18, parental or guardian consent would be needed.
Persons between the age of 16 and 20 would be placed in the Graduated Licensing Program or GRAD, which is Gradual Rearing of Adult Drivers.
If you possess a provisional driving license, you should not drive alone. Another person, who is over 21 and having a full license, should occupy the front seat next to you.
The driver and passengers should wear seat belt.
Follow the traffic rules under all conditions.
The best guidance you can give as a parent is to encourage your son to stay away from distractions since majority of the accidents are caused due to distraction. The other main cause of accidents and high insurance premiums is speed.
Safety first – no speeding and good driving record is the key to ensuring that your insurance rates are not sky rocketed and you can also save on no claim bonus.