Sunday, September 19th, 2010 at
Teen auto insurance
Teen auto insurance is influnced by car brand - Porsche
It is heard that certain cars are more expeinsive to insure than others, is it true?
Calculating teen auto insurance- car brands that are expensive to Insure.
Teen auto insurance or any car insurance rating is based on the car brand. There are certain cars which are expensive to insurer and some of them are :
Rank Make and Model Style & Type
1 Porsche 911 Carrera GT2 2 Door Coupe
2 Mercedes S65 AMG 4 Door Sedan
3 Dodge Viper SRT-10 2 Door Coupe
4 Porsche Panamera Turbo AWD 4 Door Sedan
5 Dodge Viper SRT-10 2 Door Convertible
6 Mercedes CL600 2 Door Coupe
7 Audi R8 2 Door Coupe AWD
8 Porsche Panamera S 4 Door Sedan
9 Mercedes SL600 2 Door Convertible
10 Porsche 911 Carrera Turbo 2 Door Coupe AWD
11 Mercedes CL65 AMG 2 Door Coupe
12 BMW M6 2 Door Convertible
13 Mercedes S600 4 Door Sedan
14 Mercedes SL65 AMG Black Series 2 Door Convertible
15 Mercedes SL65 AMG 2 Door Convertible
16 Mercedes CL63 AMG 2 Door Coupe
17 BMW M6 2 Door Coupe
18 BMW 760Li 4 Door Sedan
19 Jaguar XKR Portfolio SC 2 Door Coupe
20 Jaguar XKR Supercharged 2 Door Coupe
For teen auto insurance, these cars will be more expensive to insure since the teens can not beat the high teen auto insurance rates for their age and sex.
Why do insurance companies charge higher teen auto insurance or auto insurance rates for certain car brands?
General auto insurance companies charge higher teen auto insurance or car insurance rates for the above brands since the capacity in terms of horsepower of these cars are much higher. The cars which have above or 500 hp have eploded. Viper is 600 hp and this would mean that the speed capacity of the car is much higher. The faster the speed of the vehicle the more difficult it is to stop it, and the damage casued by a fast moving vehicle is much higher than that caused by a vehicle which is moving with less speed. Hence once these cars are involved in an accident, the liability cost and replacement cost of the vehicle is much higher than any other ordinary car. The vehciles cos is over $100,000 and hence the replacement or repair cost of the vehicle is much higher. Insurance companies base their teen auto insurance or car insurance rates on the amount of losses +expenses versus the premium and hence if the losses would rise, the teen auto insurance premium cost also increases.
Check out the teen auto insurance quotes here at the top and get cheap teen auto insurance rates.
Other factors of car brands which affect teen auto insurance rates
The other factors typical to these car brands whyteen auto insurance rates are incredibley expenseive for them is because these cars are almost like race cars.
Teenagers have an urge to speed, have peer pressure for engaging in speed races and thrills when they are on the road and this factor along with having a car brand which has the capacity to speed, would increase the probability of the teens engaging in speeding. Speeding is one of the leading cost of accidents.
Remember that insurance any insurance is logical equation dependent on the probability of a loss, and the rate is based on these probability, hence teen auto insurance quotes for these car brands are expensive.
Compare auto insurance quotes for the these car brands and select the cheapest teen auto insurance quote, now. Just do it.
Teen auto insurance
Wednesday, March 24th, 2010 at
Teen auto insurance
Justin Laverile : Thanks for your information on cheap auto insurance quotes based on the cars. Your blog post was informative for young drivers and teen auto insurance. Please let me know what are the most expensive cars to insure in 2010 and which cars would give you cheap car insurance quotes.
Cheap car insurance and expensive auto insurance quotes :
Response : Justin, thanks and I am happy that my blogging has proved of value to you. Well, let me tell you that it would difficult to say which are cheap car insurance quotes based on cars since cars are basically only one part of the rating and the rating is actually dependent on the driver, geographical area and other discounts that you are eligible for. Secondly, each general insurance company would basically go ratings based on their own underwriting experience and also on their own underwriting philosphy.
However, below is a list which is compiled based on the 6 top insurers and assuming the lowest possible exposure of the geographical area and with an average age of the driver of 40 years without any loadings or discounts. Hence the list is likely to differ but this would give you a general idea as to what cars would give cheap car insurance rates and what cars would not give you cheap auto insurance rates for teen auto insurances.
Cheap car insurance quotes can be got for the following models:
1. Mazda Tribute I 2WD 4 Door Utility
2. Honda Odyssey LX 5 Door 2WD SOHC Van
3. Mazda Tribute I 4WD 4 Door Utility
4. Chrysler Town & Country 4 Door 3.3L Wagon
5. Jeep Wrangler X 4WD 2 Door 3.8L Utility
6. Mazda Tribute S 2WD 4 Door Utility
7. Dodge Grand Caravan SE 2WD 4 Door 3.3L Wagon
8. Toyota Sienna CE 4 Door Wagon
9. Hyundai Tucson GLS 2WD 4 Door Utility
10. Kia Sportage LX 2WD 4 Door Utility
The Most Expensive 2010 Vehicles to Insure
1. Porsche 911 Carrera GT2 2 Door Coupe
2. Mercedes S65 AMG 4 Door Sedan
3. Dodge Viper SRT-10 2 Door Coupe
4. Porsche Panamera 4 Door Sedan
5. Dodge Viper SRT-10 2 Door Convertible
6. Mercedes CL600 2 Door Coupe
7. Audi R8 2 Door Coupe AWD
8. Porsche Panamera S 4 Door Sedan
9. Mercedes SL600 2 Door Convertible
10. Porsche 911 Carrera 2 Door Coupe AWD
The best thing to do would be to choose the car and before you actually buy it you can go for a teen auto insurance qutoe and compare and find out cheap car insurance quotes and decide which car to buy at a later time.
Thanks.
Kamlesh
Teen auto insurance
Wednesday, November 25th, 2009 at
Teen auto insurance
Tony Robins: Thanks for your sports car insurance tips. I know that sports car are expensive to insurer and teen auto insurance rates are high, but I was just curious to know which are the most expensive cars to insure other than sports cars ?
Sports vehicles are expensive for car insurance – Visit for least expensive cars to insure
Response: Yes, you are right on the first count of teen auto insurance and sports cars being expensive to insure. A very interesting questions. Let me tell you that in USA two factors influence the cost of auto insurance are the size which is reffered to as the power of the engine, and the way the car will be driven. This means that sports cars, with their high horsepower, are more expensive to insure than the tiniest Toyota. This is because of the higher price tags that the sports car have, which makes auto insurance very expensive for the sports cars.
Every year, organizations like the Insurance Institute for Highway safety, and companies like Insure.com compile and analyze data from consumers and individual insurers around the country, in order to provide the public with information like which cars are cheapest to own, or safest to drive. These cars are most expensive to insure mainly because their parts are either expensive to replace and secondly their repair cost are higher. Except the sports cars the most expensive cars to insure are given below:
Vehicle MSRP Average Cost of Insurance
Nissan GT-R $79,090 $2,533
Dodge Viper SRT-10 $88,590 $2,446
BMW M6 $102,100 $2,236
Ford Shelby GT500 $43,125 $2,186
Mercedes G-Class $100,250 $2,088
This information will prove very valuable, if cost matter to you so that you can take the right decision before you buy a car. Remember that you can always get cheaper teen auto and cheaper car insurance quotes by looking for the auto discounts and opting for the right coverages.
Cost of auto insurance would not and will not deter teenagers and their parents giving them the gift of a sports car and enjoying the sports cars, the most important factor other than insurance is the teenagers safety.
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