Jennifer : How can I count my mileage and what is considered low mileage?
Response : Jennifer, this is a very good question. Low mileage is considred a positve ascpect by the auto insurance companies and these young drivers will qualify for cheap auto insurance. If a teenager is attending school and does not commute a long distance, they may also be eligible for the low commute or low mileage rates since their risk factor is reduced as vehicles are driven a lower distance. Generally, commuting less than 9,000 annually is considered low.
Use the following formula to get an estimate of your annual miles:
Distance in miles one way to work or school, times 500, plus 5,000.
Example: 4 miles distance X 500 = 2,000 + 5,000 = 7,000 annual mileage.
Each company uses a unique formula, but the above should be good enough to give you an estimated calculation. Be sure to also ask if you are eligible for any other types of discounts you can take advantage off. Remember that every dollar counts because in the long run they will add up quickly. After all, since it’s the law, you will most likely be insured for many years to come. With low mieage get cheap car insurance rate.

I hope this helps.
Kamlesh

Marie :What Kind of Car Should My Teen Drive?

Response : This is indeed a good question and am sure this is the question of many parents reading this blog. It is really exciting to give your teen the keys to the car. The car your teenager will drive is going to be important first from the safety point of view, second from the affordability in terms of the car and more so the car insurance quotes. There are a few factors to consider when deciding which vehicle to allow young drivers to operate on the roads.

The year of the car will decide the safety features of the car. Cars manufactured after 2007 are models and makes the young driver would prefer. These cars will have safety features like the air-bag and te seat-belts. Some vehicles are equipped with side curtain airbags, rear curtain airbags, knee airbags, and even roll-sensing side curtain airbags found in some SUVs.
The model of the car is also important. For example, a Subaru Forrester wouldn’t get a male teenager in as much trouble with traffic violations as a Subaru WRX. A sportier car will be driven faster just because it can be driven faster.
The car and the price of the car are important factors in deciding the teen car insurance cost, since the insurance rate will depend upon these factors. You can compare teenager car insurance rates online. Check out the rates above- you will certainly find affordable teen auto insurance quote.
Thanks.