7 Ways to keep your teen driver crash-free.

There is good reason to be nervous when your teenager learn to drive.

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The crash rate for 16, 19 per mile driven is that four times of the risk for 20 and older, according to the Insurance Institute for highway safety (IIHS). These figures explain why auto insurance rates for young people are so high.

Fortunately, you can help to protect your child in the early years of driving. The following are seven ways to keep a teenage crash-free:

Search for a driving school, certified trainers, containing practical exercises with experienced, even if your condition behind requires the wheel instruction. Inexperience is the main reason why teens are risky drivers.

Still, not the ability to scan the road and to anticipate danger developed new drivers. They tend to their keep connected to the car in mind and assume that as long as they obey traffic rules, are all the others, to.

“The real key to crash free drivers is the use of our eyes”, says Hale Gammill operations in Southern California for DriversEd.com and a past Director of the school, executive Director of the driving school Association of the Americas.

Young people have not also experience with handling vehicles different Situationen–how fast a car on wet ground or how far comes to a halt, that it distracts, when suddenly his steering wheel is enabled.

These skills have become so instinctive for adults who are not even be consciously, or able, to explain and demonstrate them a teenager.

Good driving instructors teach young people, what are you looking for and how you respond.

New drivers need much practice. The crash rate for 16-year-old is twice as high as that for 18 and 19, according to the IIHS.You spend as much time as you accompany your young people as they learn to drive, they exposed to different conditions.

“We know, these children have more time behind the wheel, they are the better,” says Gammill.

California, requires, for example, 50 hours of practice for young people, before they can be licensed. Gammill recommends at least 100 hours.

It does not well young people not to text and drive, if you do it. So, you avoid messages to check and your phone in the chat, while driving your kids to school.

Maria Wojtczak and her husband, Richard, DrivingMBA, a driving school in Scottsdale, Arizona, founded after the death of nine students from their local school district in car wreck in 2002 and 2003.

“We have often to break young people habits, which have picked up by MOM and dad to work”, says Maria Wojtczak. “Parents need to consider their own performance.”

Take out the first time not shy new driver on a congested, four-lane Avenue. Start in the empty parking lots and quiet streets and work, says Gammill.

Your teen feel less scared and overwhelmed, and are also more comfortable, feeling.

“If it like Mr. Toad wild ride, then will the next time your son or daughter, to practice, go, go not to be,” says Gammill.

Parents and young people on the same page may not even after talking about expectations, limits and sanctions. A parent-teen prevents ambiguities and clear guidelines in writing.

Contracts parent-teen driving are available through insurance, AAA, centers for disease control and some State departments of motor vehicles the contracts outline expectations for youths and their parents.

These documents may include rules on the wearing of seatbelts, obey traffic rules and – for parents – respectful and constructive feedback on driving technique.

Once you have set the boundaries, they enforce with follow. Randy Bleicher, chief instructor for the Ford driving learn for life, the clinics of the country and a former racing driver and teacher with the Bob Bondurant continues high performance driving school in Phoenix, Arizona says driving privileges and behavior monitor after young people receive their licenses,

“Not only they throw the key,” says Bleicher. “Knowledge, wherever they are, go to what they do and the number of friends in the car.”

Straight-A students pick not necessarily driving skills more quickly than their peers. In fact Wojtczak which not says well, can service provider first drive with a perfectionist, excessively analytical approach, on the streets.

Just like other children, talented daughter must good guidance and much practice.

Go together with young people for the first time, the you somewhere new, car also if they already have their licenses. Make sure that your teen has a similar road traveled before him or her drive, which is the only forward to have.

Car wrecks are the leading cause of death for young people, a third of all deaths from 16 to 19, according to the National Highway Traffic Safety Administration.

Remember that if you are crash free you get cheap car insuracne, cheap teen auto insurance.

Teen auto insurance and gas prices- related

Are higher gas prices an advantage to teen auto insurance rates?

Gas prices have been much higher for this year compared to what the past few years. In reality the gas prices is like a two-edged sword for teen drivers and parents. The crunch is felt by us since the present economic scenario has been one of turmoil and turbulence for us all.
Teen drives crashes are on a decline during the past few years and this change has helped in giving rewards in the form of cheap car insurance quotes, for the few who are considered to be good drivers. The high price of gasoline is a push and pull, a double-edged sword, for teen driver safety. The young driver car insurances are on a decline since the accidents have reduced. The positive factors which have helped in the reduction of teen auto insurance accidents are :
• The stricter Graduated Driver Laws have helped a lot in preventing inexperience and unconfident drivers from coming on the road.
• Parents have become more attentive.
• Insurance companies have started offering discounts for installing GPS or electronic devices to monitor the mileage. This also helps in measuring the driving habits of teens on the road and gives them an idea to judge their own driving and improve their mistakes.
• Driving has become more expensive with rising gasoline prices and the economic recession. Obviously, as driving becomes more expensive, all drivers, and especially teens and people whose income has declined, drive fewer miles.
• This summer we see another facet of the realty of the economic downturn for decades, summer jobs have been a key source of gas money for young drivers, but this year summer employment has been as difficult for teens as we parents can remember. Thus, fewer jobs, less income, and less driving equal fewer crashes and injuries.
• The high cost of refueling also has the beneficial effect of limiting teens to purposeful driving and reducing joyriding. Parents are clamping down out of economic necessity, not just safety, on their teens taking the car to hang out with friends. In this way, more expensive gas directly reduces a mode of teen driving — without a purpose, route, timetable, and consequence for arriving late — that is among the most dangerous for teens.

You can certainly hope for cheap car insurance and cheap teen auto insurance rates in these times since the rates are on a decline due to better claims experience.

Higher gas prices is also adversely affecting young drivers and auto insurances.

The other side of the scale is that it does not mean that the young drivers are benefiting from this, nor are the insurance companies. Here are the reasons for making such a bold statement :
• The expensive gas prices are reducing the driving for young drivers. The teens get less practice behind the wheel; instruction itself has become more financially burdensome. *
• Another negative is that parents are economically motivated to bend or violate state driving laws. They prefer to combine driving practice with times when siblings and other illegal passengers are in the car, even if this practice is against the law (several states now have similar rules) because experts consider it unsafe. Paradoxically, gas prices get in the way of the precious hours of practice that teen driver laws promote, and this can lead parents to set a bad example by allowing teens to drive in illegal situations.
• A third, significant result of the cost of gas for teen drivers is the incentive to share the pump price with passengers. As the literature and research on teen driving clearly establish, teen driver crash rates go up substantially with each additional passenger who is not an instructor or supervisor. On the other hand, $4.00 per gallon and higher prices, especially for teens driving every day to school, a job, or community service or events, are a compelling reason to divide the expense.
In-experience behind the wheel is a leading cause of accidents since the new drivers would certainly hamper their judgmental decisions.

Steps for safety, minimizing expense and getting cheap teen auto insurances

It is naturally a time to make hard choices, but its best to make the right choices. The choices which would be wise in the long run, ensure teen safety and cut the cost of teen auto insurance in future are :

• use gas prices to help your teens learn the reality that driving can be financially expensive;
• take the reduction in teen driving that results from high gas prices as a net gain for safety;
• don’t give in to the temptation or incentive to use high gas prices as an excuse to violate teen river laws;
• accept that high gas prices give parents another good reason to say no to teens who want to go for a joyride; and
• understand that when comparing the costs of gas with the costs of injury or even loss of life, there is no comparison.
Lets spread the message. Your thoughts and ideas would be appreciated to be shared.
You are smart aren’t you. Make the right choice now- get your teen auto insurance quotes to speed towards cheap car insurances – for today and your life time. Be a winner.

Why is teenage crash involvement so high?
Crash rates for young drivers are high largely because of their immaturity combined with driving inexperience. The immaturity is apparent in young drivers’ risky driving practices such as speeding. At the same time, teenagers’ lack of experience behind the wheel makes it difficult for them to recognize and respond to hazards. They get in trouble trying to handle unusual driving situations, even small emergencies, and these situations turn disastrous more often than when older people drive.
The other main factor is that night driving causes 40% of accidents for teenagers. Secondly the teenagers are somethimes drunk and at night and this might be the cause for accidents are night.
The fact that there is a keen competition and jeering among young drivers and a feeling of showing off. This is also a cause of accidents.

Do not worry about this. You can change these factors positvely in your favor and the blogs gives this information. Teenagers normally high and so it is necessary to compare auto insurances online and find cheap auto insurance quote. Drive well and drive safely save on auto insurance.

Chris (Okalahoma) : Do you have to add your child to your car insurance if they drive only occasionally?

Response: The Law requires that all drivers operating a motor vehicle on public roads carry proof of financial responsibility. There is no exception for those who drive only occasionally. If you occasionally drive on public roads then you need liability insurance on those occasions. This would mean that as an adult you would be responsible for the liability caused by your child since the child is minor.

Secondly all licensed household members should be listed. Especially , young teens are more likely to be involved in an accident because of inexperience. . Even if it’s an “old car” and you can easily replace it liability for injury to another person or property is what really can be costly. Since this 17 year old is still a minor if he/she hurts someone YOU ARE RESPONSIBLE! And that can run you into the thousands of dollars and your insurance company won’t pay a dime if the dhal was not listed on your policy. Even for the slightly older child, say 18 to 20 something, whom some have argued doesn’t have much to lose. How about a court that orders his/her wages to be garnished for the next decade to pay for damages?
Last but not least, if you have failed to include all the members on the policy who are driving, the insurance company can refuse your claim on grounds of misrepresentation and even cancel your policy.

Erica: What is the biggest risk for Teens? I need to know this to keep my teen auto insurance quote low and cheap.

Response: Erica, I agree to your thinking about finding out the biggest risk for students and trying to prevent this to save on auto insurance. You have caught on how the insurers think. You will be surprised to know the statistics prove that, the biggest risk facing young drivers today is not drugs, alcohol, school violence or suicide. Instead, teen drivers are more willing to take risks that wiser, more experienced drivers would avoid—leading to motor vehicle crashes that injure and kill thousands of kids each year.(Source :Trafficsafety.org)

As parents concerned about their children and their safety, you do everything possible to protect your kids and teach them good driving habits. Experts say parental coaching is one of the most effective ways to counter immaturity, and train and protect teenage drivers when they hit the road.

In fact, with the right influence, wisdom and knowledge under his belt, your young driver can get all the tools he needs to avoid becoming a statistic—and influence his friends to become safe drivers as well.

You will be surprised to know that 84 percent of fatal crashes involving 16- to 17-year-olds are due to a combination of inexperience, distraction, speed, fatigue, driving at night and failing to buckle up. Only 16 percent is due to drunk driving.

Teach your child how to drive and you will save your teen auto insurance quote.

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