Wednesday, March 24th, 2010 at
Teen auto insurance
Justin Laverile : Thanks for your information on cheap auto insurance quotes based on the cars. Your blog post was informative for young drivers and teen auto insurance. Please let me know what are the most expensive cars to insure in 2010 and which cars would give you cheap car insurance quotes.
Cheap car insurance and expensive auto insurance quotes :
Response : Justin, thanks and I am happy that my blogging has proved of value to you. Well, let me tell you that it would difficult to say which are cheap car insurance quotes based on cars since cars are basically only one part of the rating and the rating is actually dependent on the driver, geographical area and other discounts that you are eligible for. Secondly, each general insurance company would basically go ratings based on their own underwriting experience and also on their own underwriting philosphy.
However, below is a list which is compiled based on the 6 top insurers and assuming the lowest possible exposure of the geographical area and with an average age of the driver of 40 years without any loadings or discounts. Hence the list is likely to differ but this would give you a general idea as to what cars would give cheap car insurance rates and what cars would not give you cheap auto insurance rates for teen auto insurances.
Cheap car insurance quotes can be got for the following models:
1. Mazda Tribute I 2WD 4 Door Utility
2. Honda Odyssey LX 5 Door 2WD SOHC Van
3. Mazda Tribute I 4WD 4 Door Utility
4. Chrysler Town & Country 4 Door 3.3L Wagon
5. Jeep Wrangler X 4WD 2 Door 3.8L Utility
6. Mazda Tribute S 2WD 4 Door Utility
7. Dodge Grand Caravan SE 2WD 4 Door 3.3L Wagon
8. Toyota Sienna CE 4 Door Wagon
9. Hyundai Tucson GLS 2WD 4 Door Utility
10. Kia Sportage LX 2WD 4 Door Utility
The Most Expensive 2010 Vehicles to Insure
1. Porsche 911 Carrera GT2 2 Door Coupe
2. Mercedes S65 AMG 4 Door Sedan
3. Dodge Viper SRT-10 2 Door Coupe
4. Porsche Panamera 4 Door Sedan
5. Dodge Viper SRT-10 2 Door Convertible
6. Mercedes CL600 2 Door Coupe
7. Audi R8 2 Door Coupe AWD
8. Porsche Panamera S 4 Door Sedan
9. Mercedes SL600 2 Door Convertible
10. Porsche 911 Carrera 2 Door Coupe AWD
The best thing to do would be to choose the car and before you actually buy it you can go for a teen auto insurance qutoe and compare and find out cheap car insurance quotes and decide which car to buy at a later time.
Thanks.
Kamlesh
Teen auto insurance
Monday, March 8th, 2010 at
Teen auto insurance
Andy Edmonds :Is it true that the auto insurance premiums are rising in US? How do I get cheap auto insurance quotes, since I have lost my job and need to complete my college, for which a car is necessary
Auto insurance for young driver :
Response : With the ongoing recession the expectations are that car insurance premiums are likely to go down this year. However, this is not the case. You have to be prepared to see a hike in your auto insurance rates, as per the insurance experts. This is one of the best times to search and get your cheap teen auto insurance or cheap car insurance for young drivers. You can win the challenge of getting cheap auto insurance quotes.
The Office of National Statistics state they presume that insurance premiums will continue to rise. Some states like New York and even Montana have seen an increase by as much as 12% depending on the vehicle driven. What is more worrying is the fact that some of the safe vehicles like that from Toyota and even General Motors models are being recalled for faults. There is continuous controversy on these issues. Among the increase in premiums are certain models of vehicles that have gone up as well. These particular models will have higher insurance premiums this year due to expanded risk ratings are Kia Sportage, Hyundai Sonata and Kia Lotze.
Who Will See the Increase in Premiums?
National U.S. averages show that 23 states have seen an increase in auto insurance premiums since January 2010. These states have seen the greatest increase so far:
Montana with a 12.9% increase
New Hampshire with a 9.9% increase
Wyoming with an 8.2% increase
With accidents at their lowest in the past three years, it leaves many scratching their heads as to why premiums are at an incline.
Why Are Premiums Going Up?
It can’t be predicted based off of 2 months that insurance rates will soar this year; although the trend from the past 2 years indicate that premiums will continue to sky rocket. However, the premiums are going up especially in states where there is “no-fault” insurance since the auto frauds are increasing. So you are a good driver, have little to no points on your record, and over 25 years old but your premiums still went up? You can still beat the traffic of high premiums by taking the right steps today.
Wise consumers like you are using free auto insurance quotes to find the best possible rates for sufficient coverage. In the mean time, the U.S. Senate is taking measures to try to stop this increase and calling for a financial breakdown of spending.
Using free auto insurance quotes provides access to find affordable coverage so that you can get car insurance at a reasonable price. Additionally, making two payments annually will save more on car insurance than paying every month. If money is tight and you no longer make payments on your vehicle, opt for just liability coverage. It is required by law to carry the minimum amount of coverage on auto insurance for each state. You can get cheap auto insurance if you keep a clean driving record, drive carefully and go for the best options of auto insurance coverage suitable for you. The secret is to compare auto insurance quotes online.
Thanks.
Kamlesh
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Teen auto insurance
Friday, November 27th, 2009 at
Teen auto insurance
Jeff Johnson: I am looking for a car for my teenaged son. Can you give me any hints as to which would be the least expensive to be insured.
Response: When looking for teen auto insurance quote, first find out which are the least expensive vehicles to be insured since this is something you have control over. Every year, organizations like the Insurance Institute for Highway safety, and companies like Insure.com compile and analyze data from consumers and individual insurers around the country, in order to provide the public with information like which cars are cheapest to own, or safest to drive.
For 2009, the top five in the “least expensive cars to insure” list are all relatively inexpensive SUVs and minivans, and similar models round out the top ten (with the exception of a single SmartCar).This is based on important factor in the cost of insurance is the cost of likely repairs. Cars which are hybrids, with their new and extremely specific technology, cost more to repair than even the largest cars with traditional gasoline engines. The small cars, with their lack of crumple zones, are more likely to be declared total losses in the event of a crash. SUVs and Minivans, on the other hand, are built to survive rugged conditions and/or protect families. They’re pretty tough to destroy.
Here’s the list, with their average annual insurance The prices shown are US national averages:
Vehicle MSRP Average Cost of Insurance
Hyundai Santa Fe $21,695 $832
Kia Sportage $16,695 $840
Hyundai Entourage $23,395 $848
Kia Sedona $21,245 $857
Kia Rio5 $13,325 $870
Honda Odyssey $26,355 $871
Chrysler Town & Country $26,355 $871
Smart ForTwo $11,990 $881
Saturn Vue $23,380 $911
Mazda Tribute $19,730 $913
I have already given the list for the 2010 cars which were declared as safe models by the Insurance Institute and so you can go to that list. The average price of insurance will be comming quite shortly. This will give you an idea as to what car to buy, but shop around for cheap car insurance quotes.
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