Teen auto insurance


Andrea : I am a young driver and do you have any ideas of how to get cheap car insurance rates for young drivers ? I know that we fall in the high risk class.

Response : Andrea, I would like to give you the basic five tips for getting the cheap car insurance rates for young drivers. :

1) Slow down. Young drivers who have had accidents or serious traffic violations usually pay more than those with clean driving records, so consider safe driving a financial investment. Some insurance companies offer as high as 20% discount on good driving records.
2) Buy the right car. A car’s value, age, safety record and repair costs, as well as the likelihood that it could get stolen, all help determine insurance premiums. Please check the article on top safety for 2010 which contains a list of cars which are safe for young drivers. These cars will certainly carry cheap car insurance rate for young drivers. Also rember that imporving your present car and adding anti-lock brakes will save 10 percent, you can save another 10 percent with airbags or motorized seat belts.
3) Drive less mileage : Young drivers or teens auto insurance is normally high though they do not drive a car more frequently since they are usually studying. As per the new programs of Pay as you go the less you drive the more discount you get.
4) Insure your property and car with the same insurer. Most companies offer atleast 10% discount if you insure multipule coverages with the same insurer. You will save on both your auto insurance and home insurance policy.
5) Study hard. In most states, full-time students who meet GPA requirements could save on auto insurance premiums with a discount of 10-20 percent.
Here is a tip, the maximum discounts that would be allowed on your auto insurance policy will not be more than 45-50% since this is the maximum allowed by insurance companies. Besides this, each insurance company will have a minum premium requirement below which they will not quote.

Try these tips and let me know how much you save.
Happy hols, enjoy your holidays with cheap car insurance rates.

Kamlesh



Teen auto insurance