Neil Patrick : What is aggressive driving? Does aggressive driving affect car insurance quote?
Response : Aggressive driving has been defined by National Highway Traffic Safety Administration as “immature” and “selfish” driving behavior may be typical of a small proportion of drivers, but that the vast majority may respond to specific provocation, for example due to frustration with traffic conditions, by driving in an aggressive manner
Aggressive driving is the cause of accidents. For example, as shown subsequently, 30.7 percent of all fatal
crashes from 2003 to 2007 involved a speeding driver, and 11.4 percent involved a driver who reportedly failed to yield the right of way. Either of these behaviors could have been committed purposely—in an aggressive manner—or unintentionally as the result of an error, but when a driver performs both of these behaviors at the same time, it is arguably more likely that the driver did so on purpose rather than accidentally.
It is contend that any unsafe driving behavior, performed deliberately and with ill intention or disregard for safety, can constitute aggressive driving. However, as noted earlier, existing sources of data on motor vehicle crashes do not include information about the motivations or intentions of drivers, therefore, attempts to estimate the prevalence of aggressive driving using motor vehicle crash data must rely on information about the driver’s actions.
It has been found that 68% teenagers, young drivers or students are involved in aggressive driving accidents. The higher the accidents, higher the cost of claims to insurance company and hence the teen auto insurance rates are high.
Please review your teen car insurance quote online to obtain cheap teen auto insurance quote.

Erica: What is the biggest risk for Teens? I need to know this to keep my teen auto insurance quote low and cheap.

Response: Erica, I agree to your thinking about finding out the biggest risk for students and trying to prevent this to save on auto insurance. You have caught on how the insurers think. You will be surprised to know the statistics prove that, the biggest risk facing young drivers today is not drugs, alcohol, school violence or suicide. Instead, teen drivers are more willing to take risks that wiser, more experienced drivers would avoid—leading to motor vehicle crashes that injure and kill thousands of kids each year.(Source :Trafficsafety.org)

As parents concerned about their children and their safety, you do everything possible to protect your kids and teach them good driving habits. Experts say parental coaching is one of the most effective ways to counter immaturity, and train and protect teenage drivers when they hit the road.

In fact, with the right influence, wisdom and knowledge under his belt, your young driver can get all the tools he needs to avoid becoming a statistic—and influence his friends to become safe drivers as well.

You will be surprised to know that 84 percent of fatal crashes involving 16- to 17-year-olds are due to a combination of inexperience, distraction, speed, fatigue, driving at night and failing to buckle up. Only 16 percent is due to drunk driving.

Teach your child how to drive and you will save your teen auto insurance quote.

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