Teen auto insurance


text driving leads... Auto insurance news :  Texting and driving, ban cellphone use when driving ?

car insurance and text driving

Auto insurance news :
Auto insurance news : Texting and driving, ban cellphone use when driving ? Missouri tragedy raises questions on teen safety and teen car insurance. Raises questions on US transportation decision.

U.S. Transportation Secretary Ray LaHood said he won’t back a proposal to prohibit drivers from talking on cellphones, even hands-free devices, giving a boost to car makers and mobile-phone companies that stand to lose if regulators impose a ban.

Do you agree with this as a teenager, student driver or even an adult after knowing about the Missouri news? Today, lets forget about getting cheap car insurance or cheap teen car insurance the consequences of this on car insurance rates, since obviously some or the other insurance company is going to bear the brunt for paying auto insurance claims… high amounts, which is going to increase the car insurance rates for young drivers or teen auto insurance- since the accident below is going to be put under this age group. Lets focus on should talking on cellphone be banned since this is also a distraction?

Here is the incident :

WASHINGTON (AP) — A texting pickup truck driver who caused a deadly highway pileup in Missouri last year has federal accident investigators taking a hard look at the use of distracting devices behind the wheel.

The National Transportation Safety Board will lay out information gathered in its investigation over the past year and a half at a meeting Tuesday to decide the cause of the accident and make safety recommendations.

The board says a 19-year-old driver was texting just before his pickup crashed into the back of a tractor truck, beginning a chain collision. The pickup was rear-ended by a school bus, which in turn was rammed by a second school bus.

The pickup driver and a 15-year-old student on one of the school buses were killed. Thirty-eight other people were injured in the Aug. 5, 2010, accident near Gray Summit, Mo.

Nearly 50 students, mostly members of a high school band from St. James, Mo., were on the buses heading to the Six Flags St. Louis amusement park.

Investigators are seeing texting, cell phone calls and other distracting behavior by operators in accidents across all modes of transportation with increasing frequency, NTSB Chairman Deborah Hersman said. It has become routine for investigators to immediately request the preservation of cell phone and texting records when they launch an investigation, she said.

In the last few years the board has investigated a commuter rail accident that killed 25 people in California in which the train engineer was texting; a marine accident in Philadelphia in which a tugboat pilot was talking on his cellphone and using a laptop; and a Northwest Airlines flight that flew more than 100 miles past its destination because both pilots were working on their laptops.

“This is trending very hot and it’s a growing concern for the NTSB,” Hersman told The Associated Press.

The board has previously recommended bans on texting and cell phone use by commercial truck and bus drivers and beginning drivers, but it has stopped short of calling for a ban on the use of the devices by adults behind the wheel of passenger cars.

The problem of texting while driving is getting worse despite a rush by states to ban the practice, Transportation Secretary Ray LaHood said last week. In November, Pennsylvania became the 35th state to forbid texting while driving.

About two out of 10 American drivers overall — and half of drivers between 21 and 24 — say they’ve thumbed messages or emailed from the driver’s seat, according to a survey of more than 6,000 drivers by the National Highway Traffic Safety Administration.

And what’s more, many drivers don’t think it’s dangerous when they do it — only when others do, the survey found.

At any given moment last year on America’s streets and highways, nearly 1 in every 100 car drivers was texting, emailing, surfing the Web or otherwise using a handheld electronic device, the safety administration said. And those activities spiked 50 percent over the previous year.

The agency takes an annual snapshot of drivers’ behavior behind the wheel by staking out intersections to count people using cellphones and other devices, as well as other distracting behavior.

Teen car insurance and distraction
What is important is any distraction is dangerous for new drviers, teen drivers or student drivers since the lack of expereience would slow down the reflexes. Teen safety is in danger and teen car insurance would be high.

Would appreciate your views and comments on whether cellphones should be banned when driving- not to use at all – you would not text or talk?

Stay safe and have a safe and Merry Christmas.
Kamlesh



Teen auto insurance
Teen auto insurance


Nathan Anderson : Will Toyota issue affect teen auto insurance quotes? Is my teen safe since he drives a Toyota?

Toyota and teen auto insurance quotes

Response : Understandable parents are anxious for the teen safety when such news come in about the safety of cars. Teen auto insurance quotes are not being affected by this fortunately, all steps for comparing teen auto insurance and getting cheap teen auto insurance can still be taken with ease.

The insurance companies have specifically looked into the claims that were related to Toyta and have started gdigging depper to find out if these were claims related to the default in the vehicle and not due to the fault of dirver. In case it was because of vehicle default the drivers auto insurance premium would not increase and hence you can rest assured that this would not affect teen auto insurance if your teen was involved in an auto accident becaues of the vehicle defect.

Now comming to the future safety. Here is an articnews article given were the US Transport Secretary Ray LaHood said he was encouraged by the steps Toyota Motor Corp. has put in place to improve vehicle safety, but stressed he will be convinced only when its cars actually become safer.

“I believe that they have put in place some measures that will enable us at the Department of Transportation to have a better handle and a better form of information if they’re carried out,” LaHood told a news conference in Toyota City after touring the automaker’s safety facilities.

“And what I told Mr Toyoda today (is), these measures are important measures but I use the American colloquialism: the proof is in the pudding,” he said, adding that “time will tell” whether Toyota’s efforts will bear fruit.

U.S. safety regulators are looking into a possible second fine based on documents submitted by Toyota, which indicated there were two separate defects in the recalled pedals.

Asked about the probe, LaHood, who has called Toyota “safety deaf” for its handling of the recalls, said the review — of 500,000 documents — was still ongoing, and that it “will be a while” before it could be completed.

Cases of unintended acceleration in Toyota vehicles have been linked to more than 50 deaths in the United States over the last decade.

Toyota President Akio Toyoda, standing a few feet away from LaHood, repeated that the automaker had never intentionally concealed information from regulators and would continue to cooperate in the investigations.

Toyoda said LaHood had praised Toyota for its speedy handling of recalls last month of the Lexus GS 460 luxury SUV for problems with the electronic stability control system, and vowed to make more progress in communicating with customers and regulators.

LaHood is in Japan to look at the country’s high-speed train systems for possible use in the United States, and visited Toyota’s global headquarters in response to an invitation from Toyoda.

Toyota has tried its best to resolve this cirsis and taken appropriate steps.

The world’s biggest automaker has recalled some 8 million vehicles globally since last October to fix accelerator pedals that can become stuck with condensation and pedals that can be held down by floormats, forcing it to take the unprecedented step of temporarily halting production of some of the models.

Last month, Toyota agreed to pay a record $16.4 million federal fine for delaying a safety recall over defective accelerator pedals, although it denied violating regulations and said it was paying to avoid a protracted dispute with regulators.”

This is from the new item given in the insurance journal and the news is reassuring.

You can rest assured that approprpiate steps will be taken for teen safety and teen auto insurance quotes will not be affectes. You can still get cheap teen auto insurance.



Teen auto insurance
Teen auto insurance


Harnessing Distractions which lead to accidents and higher auto insurance rates

The Transportation Department was bringing together experts over two days for what it’s calling a “distracted driving summit” to take a hard look at the highway hazards caused by drivers talking on cell phones or texting from behind the wheel.
Secretary Ray LaHood was expected to offer recommendations today that could lead to new restrictions on using the devices while driving.

LaHood said the administration would “work with Congress” to develop ways of curbing distracted driving. The meeting would solicit ideas to address the problem “similar to what went on with seat belts and (blood-alcohol limits of) 0.08 where you really educate the public, where you tell people that they have to take personal responsibility for these things.
Hours before the start of the meeting, Transportation officials said in a research report that 5,870 people were killed and 515,000 were injured last year in crashes where at least one form of driver distraction was reported. Driver distraction was involved in 16 percent of all fatal crashes in 2008.
The panel of government officials, safety advocates, researchers and lawmakers hoped to develop a consensus on the roadway hazards and hear warnings from young adults who caused car accidents because they were texting while driving.
The new data underscored the major problem of distractions involving young drivers. The greatest proportion of distracted drivers were those age 20 and under. Sixteen percent of all under-20 drivers involved in fatal crashes were reported to have been distracted while driving, the government said.
CTIA also supports a ban on texting while driving but has argued that education and enforcement are critical to changing driver behavior. CTIA and the National Safety Council announced plans for public service announcements warning teen drivers of the dangers of distracted driving.
Please be informed, aware and undistracted whilst driving. You and your life is precious. Save your life and aim for cheap auto insurance.

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