Driving hazards like texting and driving, drinking and driving, road aggression (road rage), eating and driving, and driving in bad weather are all things that can add up to some very dangerous driving. Check out the driving statistics below and then be sure to enter your zip code above for free auto insurance rates!

How dangerous are the roads? Well, with cell phones, computers, GPS systems, angry drivers, sleepy drivers, and even the weather to pit your driving skills against, you may think that you need an armored Humvee to make it through the mean streets alive. However, armed with the information in this infographic, you can at least be aware of the various challenges that you’re up against every time you get out on the road.

No one can control another driver. The most we can all do is be the best drivers that we can be and try to avoid the hazardous behaviors listed below. Even one accident can result in significant increases in your insurance premiums. Even worse, more and more municipalities are cracking down on moving violations like texting while driving, resulting in heavy fines and even jail time for repeat offenders. The bottom line: there are a million ways you can make a little mistake and end up paying a big price out on the road, but the people who pay the ultimate price are the ones who die in traffic accidents – and no one wants to be responsible for that.

Cell phones have changed the world in so many ways. They connect people across the country and even the world. They let us contact emergency services at the drop of a hat, no matter where we are, which can save lives. Unfortunately, using cell phones while driving is a main reason why people need to call for help in the first place. Cell phones are responsible for 24,000 injuries per year and 995 deaths. That’s right – using your cell phone while driving could be fatal.

Texting drivers are even more dangerous than drunk drivers. Drunk driving only makes you 4 times more likely to crash your car (although we all know that there’s no “only” when it comes to car crashes). Texting while driving increases your chances of crashing by a factor of 8! That’s twice as bad as getting behind the wheel drunk – and no one would do that! So why do so many of us think nothing of doing a little texting while in motion? It’s because we don’t realize how dangerous it is.

In terms of distance, a drunk person needs an estimated 4 extra feet of braking distance compared to a driver who hasn’t had anything to drink. Meanwhile, texting drivers need 70 extra feet! That’s insane! Nobody has an extra 70 feet to spare when driving around – maybe on the highway, but definitely not in the town or a city. To make matters worse, 21% of drivers admit to texting while driving and a whopping 46% of teens admit to texting while driving. Yup, that’s pretty much half. If you ever pass a teen driving a car, flip a coin (don’t do it while driving!). There’s a 50/50 chance that the teen you passed is a texter.

Technology isn’t the only thing out there trying to kill you on your morning commute. The weather is also a powerful foe. We’re all taught to alter our driving habits according to the weather and leave ourselves extra time to arrive at our destinations, but with the hurried pace of modern life, we seldom do so. This bad behavior results in more than 1.5 million weather-related accidents every year. And that number only accounts for the 43% of accidents that actually get reported. The remaining more-than-half are under the radar but still end up causing property damage and injuries/death. Of the numbers we do have access to, 673,000 injuries per year are attributable to weather, with 7,400 deaths.

Everyone knows that alcohol and driving don’t mix. We’re told again and again how dangerous it is to drink and drive, but we seldom come face to face with the statistics behind it. For starters, almost 11,000 people die every year in accidents related to drunk driving. Of those, more than 3 youths die every day. The average for a drinking and driving-related death is 1 person every 50 minutes. That means that when you leave your house for your standard 8-hour work day, by the time you drive home, 9 people are dead from accidents connected to drinking and driving. These deaths make up about one third of all traffic deaths.

Even if you’re not drinking alcohol, splitting your attention between the road and a tasty food or beverage selection can be dangerous. Studies show that eating or drinking increases your chance of an accident by 80%. What’s worse is that 70% of people eat while driving and 80% drink while driving. Eat before you get on the road!

There are many other causes of accidents and deaths out there, but what does all this do to your insurance costs? Well, for starters, the average cost for an insurance policy in America is $1,567. Of that annual fee, 40% of it goes to cover liability costs. This may be connected to the fact that 1 in 6 drivers is uninsured – that’s a staggering number, especially given how many Americans lack health insurance and how expensive medical costs can be after an accident.

Speaking of costs associated with accidents – even just one accident causes a more than 10% jump in your auto insurance rates. Two accidents bumps it up to about 30% more. If you even get to 4 accidents, count on your auto insurance just about doubling.

You don’t have to pay more than you should for auto insurance though. To see how much you might be able to save on your auto insurance just enter your zip code in right now for free auto insurance quotes!

Be ware of driving hazards since once you can avoid the driving hazards you can obtain cheap teen auto insurance.

How can teens or young drivers be a defensive driver. You can get cheap car insurance;and save on teen auto insurance

Your car insurance costs reduce thinking of a different strategy? In addition to the installation of anti-theft devices and keep your travel records clean, yet another way of reducing the price on car or truck insurance by enrolling in a very defensive travels course.

Most insurance providers give their consumers low cost 10% on your auto insurance plan they need a defensive or leisure class.

Steps that help you reduce teen car insurance and become a defensive drivers

Here are the steps you should take :

1) Curb you road rage. Road rage  makes nearly a third of the road accidents. Insurance companies know this so that it really is a good advantage to them, if their customers get lessons on defensive driving.
2) Security first
The very first thing you need to do to to generate your seat belt and make sure that the accidents to locks lock your car or truck. In this way it would be thrown not from your respective vehicle when you with another car crash.
3) Stay focused. You need to stay focused on driving and stop distracted driving. This is very common for young drivers.
4) Generate character is one which make quite a few reasons driver accidents. Concentrate on your driving a car, if you happen to drive. Replying to your mobile phone or sending of SMS messages as to prevent much as possible. Although hands for your phones are offered, it is still not advisable is a call to acquire, if a car to drive, attention between the highway and specific person you mention how your divided.
5) Be vigilant and bearing in mind your region
6) Keep in mind that you are not only specific person around the street. You do not understand how other men and women drive, so it is really important, that you only your environment are aware. Keep your a safe distance between your vehicle as also the automobile entrance. The 2 to 4 second rule, try to prevent the automobile you crash, while it nothing beats the brakes from which to observe. Check your rear and mirror at all times.
7) Be patient

Aggressive driving is also considered as road rage and increases teen  car insurance rates

Aggressive drivers end up on accidents additional often than those that are not. Not in a hurry and follow traffic rules of all time. If a driver is not after Avenue guidelines that would be. You, not you should be to imitate the trouble and that driver. You should generally keep out an eye for himself. You will not be able to control a different driver, rage, but it is possible to their control. Give and take is the key to the protected operation.
Application in a very defensive driving of a car course
Would that most of the time, it is necessary, you can get defensive generate of lessons that you before a license according to your geographical area. You must also registered in the defensive operational course you will receive a ticket due to the fact that you follow not travellers guidelines.
For several techniques within a defensive driving to register a car class. You can DMV and questions become head of State after their dates or you able to purchase these classes on the net. If you are finished with this particular program, check your insurance provider, so that the company the right low cost can be used on your vehicle insurance plan.
Whether you happen to be received in this way to get a generation free of ticket or because it really is certainly one which used to get a driver’s license, keep in mind that a precautionary measure journey really beneficial could be a car program in the long run for you. Not just might know the right way to go and to act, while behind the wheel, but you would also get a discount in your auto insurance coverage. Each of which must you can convince a defensive operational course enough.

It is sure that becoming a defensive driver would give you cheap teen auto insurance not today, but for life time- do you want to now how?

Paul Colligan : I am looking for tips to get cheap car insurance for my son a young driver of under 21. Your expert views will be appreciated :

10 tips to reduce car insurance cost

Response : You are one of the many parents who is looking for tips on getting cheap car insurance for young drivers. The most important thing is first to find the cause – reason for insurance rate being high for this group and than go about getting ways to get cheap car insurance.
The cost of insurance for this group in particular is high and if given the option, most car insurance companies would not want to take the risk from this age group. Studies have shown that young drivers between the age group of 16 to 21 are 10 times more prone to accidents than those in the rangefrom 30-59 years old. Insurance companies consider them the high risk group as they lack the driving experience and are usually unable to handle pressure situations. This group are aggressive drivers, easily influenced to taking of drugs and or consuming alcohol which are the main causes of most accidents. It is no wonder that insurance companies charged a very much higher premium for these young drivers.

Despite these negative facts about young drivers, all is not lost as even for this group, some discounts are still available. Below are some tips to reduce the insurance premium which should encourage them to be more responsible and careful when they are behind the wheel:-

1) Help your young drivers learn and be aware of the traffic laws. All traffic rules should be obeyed at all times to avoid being issued with traffic tickets or being involved in accidents. These are of no help in your effort to reduce car insurance cost for your family.

2) Set a good driving example for your children, right at an early age. Avoid road rage at all cost since agressive driving is another main reason why the car insurance cost for this group is high. If you would to shout at other drivers on the road, use the cell phone or even break the speed limit whilst behind the wheel; how would you expect your children to do differently when they are able to drive? Observed and analyzed your driving habits. Set good examples for them to follow and they will be good drivers in future. Remember, children tend to follow the examples set by adults; especially those of their parents. Be it good or bad examples.

3) In most cases, it will be better to include your teenager into your policy as an additional driver. He or she will then be able to qualify for the discounts you are currently enjoying. Should you purchase an independent policy, he or she may not enjoy the discounts and probably has to wait for at least three years to do so.

4) Motivate your son or daughter to get good grades in school/college. Inform them that by doing so, insurance company will consider them as responsible and would qualify them for discounts on their premium. Better still, you could pass on some of the savings to them as incentives if they continue to get good grades.

5) Encourage your teenager to attend courses on driving, in particular courses on defensive driving. Make sure to check with your insurance provider to ensure that the course offered by the school/college is recognize; so as to qualify them for farther discounts on their car insurance.

6) Buy an old reliable small family car, fitted with the necessary safety equipments for your young driver. Although most teenager may not like the idea at first; explain to them that it is for their own safety, as well as it contributes to a lower car insurance premium. A new flashy sport car may be nice to have but it may attract unnecessary attention (to car thieves) and encourage one to drive fast, thus increasing the risk of accidents.

7) Take this as an opportunity to interact and better understand your teenage son or daughter. Discussed with them the various ways to reduce the cost of car insurance for the family. As in tip No. 4, you may also pass a part of the savings for their ideas and contributions. Do not always make this as a habit of rewarding them or else they may get use to the idea of emptying your pockets at every opportunity. Motivate and reward them as and when necessary.

Discussed and explain to them about the ills of drugs and alcohol. This should be done especially if your teenager always feels that they have everything under control. The consequences of their ignorance on these topics could be catastrophic and even causes death, especially when they are behind the steering wheel.

9) Advise your young driver about the consequences of receiving traffic summonses/tickets. Depending on the severity of the offences, one may even be suspended from driving for a period of time.

10) Take a ride with your young driver from time to time. You may be able to spot some of his/her mistakes or bad driving habits. Point it out to them in a tactful manner and in due course, they will learn to be good drivers. If they are doing a job driving, praise them for their effort.

There you are the 10 tips on what you and or your teenager can do to reduce the premium on your family car insurance. In 2010 with the new changes in car insurance monitoring their driving with a GPS or web is also an alternate for the parents. Initially you may be of the opinion that it is not only difficult but also expensive to obtain cheap car insurance for young drivers. With the knowledge gain and some negotiating skills, you should be able to get cheap car insurance for young drivers.

Teenautoinsquote is here to help you, 24/7 .You can get a free auto insurance quote here at no obligation. Let us know any of your questions and we will do the best to help. The purpose of the web-site is not to sell insurance but bring in information and the best quotes.

Auto accidents increases the auto insurance. It is best to ensure safety and control speed. Driving habits are the key to teen auto insurance rates. Here is an example of a teenager auto accident.

This is the 2001 Nissan Xterra I was a passenger in on Interstate 75. On April 11, 2007, my friends and I were on the way to Florida for our Senior Trip, but unfortunately we didn’t make it there. The driver of the Xterra our one time friend was speeding going about 99-100 mph when we got cut off by a lady driver in a Honda Civic. My driver decided to do the normal thing a teenager would do and flip the lady off and ride her rear end till she left us alone. Unfortunately, that didn’t work out this time for us, the driver of the Honda Civic decided to slam on her brakes (in the fast lane of the Interstate) and my driver (of the Xterra) got over a lane to miss rear ending her, and of course there was a car there (horrible Atlanta traffic) so she had to get back over, remember this was all at the speed of 100 mph, and we ended up clipping the front end of the Honda Civic, which made us, in a top heavy car, begin to roll uncontrollably across the interstate. Our final resting place, after 15 flips, was at the next exit 277 Acworth, GA on the opposite side of the entrance to the on ramp. Luckily, we all had our seatbelts on and survived with only one person having severe injuries. No airbags deployed, needless to say I will never ride in a Nissan again. The lesson here is, drive the speed limit, wear your seatbelt, and don’t have road rage! No one was charged with any aggressive driving, speeding, etc. charges in this accident.

The teenager auto insurance rate shoot up. It is best to control your speed and ensure safe driving especially when one is on the highway. Drive safe and save yourself and others. Safety is first. We learnt that speeding is a killer.