Sunday, September 13th, 2009 at
Teen auto insurance
Michael :I have a teenager son who will soon be learning about driving. Please let me know what the rules that I should teach him to obtain cheap auto insurance quote ? We are in Washington DC.
Response : In Washington DC the first thing that you need to keep in mind are the driving license rules which are :
The learner license could be obtained at the age of 16. Full license is granted for people of age 17 and above. The applicant should submit proof of full legal name, social security number, date of birth and DC residency. If the driver is below 18, parental or guardian consent would be needed.
Persons between the age of 16 and 20 would be placed in the Graduated Licensing Program or GRAD, which is Gradual Rearing of Adult Drivers.
If you possess a provisional driving license, you should not drive alone. Another person, who is over 21 and having a full license, should occupy the front seat next to you.
The driver and passengers should wear seat belt.
Follow the traffic rules under all conditions.
The best guidance you can give as a parent is to encourage your son to stay away from distractions since majority of the accidents are caused due to distraction. The other main cause of accidents and high insurance premiums is speed.
Safety first – no speeding and good driving record is the key to ensuring that your insurance rates are not sky rocketed and you can also save on no claim bonus.
Teen auto insurance
Thursday, July 2nd, 2009 at
Teen auto insurance
Tanya : What can I do to help my teenager son drive and get a low auto insurance quote?
Tanya, your involvement will save the teenager’s life and also save your own money. The teenager’s auto insurance quote will depend on his driving history.
As a parent it is most important role for the parent to guide your teenager especially in driving a care. The biggest mistake that most parents make is that they are very critical with the child or too liberal. You need to help and guide him with his driving at the same time setting down certain norms firmly once you explain the importance of each of the regulations:
- Know the norms applicable in the state you live for the teenagers and you should encourage the young driver to follow them
- Restrict them for night driving.
- Restrict passengers driving with the student since they get easily distracted by the passengers and can be easily coaxed into speeding or breaking the norms with their peers.
- Prohibit them to drive when they are drunk.
- Ensure that the seat belt is put on at all times.
Most importantly you are the role model for your college going youth and so you need to ensure that you are practicing all the applicable traffic rules.
Teen auto insurance
Thursday, June 18th, 2009 at
Teen auto insurance
Reader : My teenager son just got his license, but I do not allow him to drive my car. Does he need to be insured?
Response : If your son is licensed than your son should be included on your car insurance policy. This is so because most insurance companies would want to know how many persons are licensed and all those need to be included in the policy, if they do not have a separate policy. Even if your son is not residing with you and is at college or university and comes on weekend or holidays and the address given is your home address you will have to add him to your car insurance policy. The cost of insurance with addition with the teenager generally increases and so it is necessary to compare your quotes. If your car is very expensive the alternate would be to buy an old car for your son to save on car insurance premium.
The best way to get teen auto insurance and save too is by auto insurance comparison online. You will emerge a winner.
All the best.
teenautoins.
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