Thursday, February 18th, 2010 at
Teen auto insurance
Shawn White : My teen – a young student has moved back home. He had his own auto insurance policy but now with my job gone. I am lokking for cheap students auto insurance quotes or teen car insurances. I cannot afford the high auto insurance premium. Please help me to get cheap car insurance?
Teen auto insurance : Cheap car insurance
Response : A recent Pew Research Center study found that, in the past year, nearly 13 percent of parents with grown children have had at least one of their adult sons or daughters return home to live for financial reasons. Saddled with college loans and unexpected job loss, these young adults are forced to live at home until they can find a job and get their finances back on track.
This is a time of economic down turn and with the layoff in the jobs, bad employment situation, you are not the only one. Yes, you might be considering the auto insurance coverage.
Teen auto insurance coverage is another important consideration. Does the young adult have his or her own car that needs to be added to the parent’s policy? Or does the young student need to be added as another driver of an existing family vehicle? The good news is parents can keep any member of the family on their auto insurance policy as long as that person lives in the same house. But rates may increase and to decrease this and get cheap auto insurances and the best car insurance rates you must start looking for additional discounts.
Here are some additional discounts that you can have – multiple auto insurance discount, multiple polices discount – coverage for home and auto insurance together gives you a discount of 10=15% on both. Low mileage discounts, anti-theft discount. You can still get your good grades discount and of course compare auto insurance quotes online to get the best auto insurance quotes. I am sure you will find cheap auto insurance quotes.
Teen auto insurance
Thursday, October 1st, 2009 at
Teen auto insurance
Harnessing Distractions which lead to accidents and higher auto insurance rates
The Transportation Department was bringing together experts over two days for what it’s calling a “distracted driving summit” to take a hard look at the highway hazards caused by drivers talking on cell phones or texting from behind the wheel.
Secretary Ray LaHood was expected to offer recommendations today that could lead to new restrictions on using the devices while driving.
LaHood said the administration would “work with Congress” to develop ways of curbing distracted driving. The meeting would solicit ideas to address the problem “similar to what went on with seat belts and (blood-alcohol limits of) 0.08 where you really educate the public, where you tell people that they have to take personal responsibility for these things.
Hours before the start of the meeting, Transportation officials said in a research report that 5,870 people were killed and 515,000 were injured last year in crashes where at least one form of driver distraction was reported. Driver distraction was involved in 16 percent of all fatal crashes in 2008.
The panel of government officials, safety advocates, researchers and lawmakers hoped to develop a consensus on the roadway hazards and hear warnings from young adults who caused car accidents because they were texting while driving.
The new data underscored the major problem of distractions involving young drivers. The greatest proportion of distracted drivers were those age 20 and under. Sixteen percent of all under-20 drivers involved in fatal crashes were reported to have been distracted while driving, the government said.
CTIA also supports a ban on texting while driving but has argued that education and enforcement are critical to changing driver behavior. CTIA and the National Safety Council announced plans for public service announcements warning teen drivers of the dangers of distracted driving.
Please be informed, aware and undistracted whilst driving. You and your life is precious. Save your life and aim for cheap auto insurance.
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Teen auto insurance
Friday, August 28th, 2009 at
Teen auto insurance
Buying a car for your teen is just not good enough these days. Getting him or her corresponding auto insurance must complete the gift. This makes perfect sense not only because teen drivers pose a higher danger risk on the road, but also because statistics communicate a grim fact – automobiles figure as the primary cause of accidents in the United States, with an approximate number of 40,000 fatal crashes occurring each year, according to the Insurance Institute for Highway Safety. Thus, protecting one’s young drivers with auto insurance is not merely a fancy indemnity but actually necessary.
Teens cannot wait for that liberating day when they will finally be able to have a ride of their own. Nobody can blame them of course; the freedom and power of having one’s own car is intoxicating, which is why parents or guardians must make sure their young adults are heavily lectured on being responsible, as well as solidly protected with teen auto insurance.
The Price Tag: “Expensive”
Buying a car and providing insurance for one’s teen will surely drain the pockets. This type of insurance policy can be expensive, as premium increases are expected to reach 50 to 100% – an acceptable leap since teens sustain four times the risk of dying in road accidents than older drivers do. The good news though is that one may be able to lower the cost with the following steps.
Explore insurance privileges. Being well-informed about privileges or promotional schemes in teen auto insurance could help lower the cost of the policy. For example, most companies offer discounts or cost-friendly insurance schemes for young drivers who have good grades or who do well in school. And when one’s teen is such a student, the parent could save a decent amount of money in purchasing vehicle coverage. Another privilege that could dramatically slash insurance rates is the car assignment rule, wherein the young driver is assigned only one specific car for usage. This would then mean that other family cars are not accessible. Insurance companies offer lower rates for such an arrangement.
Pick the right car. Parents must remember that the cardinal rule in auto insurance, “the fancier the car, the bigger the cost,” is critical in choosing the right teen auto insurance policy. Instead of a red sports car, give your teenage driver a used car. This way, the insurance premium would not be as fancy and as expensive.
Getting teen auto insurance for one’s young driver is a stroke of love. This is a gift of protection – the perfect present any parent could give his or her child.
Teen auto insurance
